Home Loans

Which Home Loan Fits Your Needs?

Whatever stage of life you find yourself in, we have the home loan for you[cite::1170::cite]. Each Zions Bank® mortgage features benefits to fit your particular needs. And don't forget to check out our home loan calculators where you can learn how much a mortgage will cost you. 

Buy or Build
Conventional Fixed-Rate Mortgage Loans

Say no to surprises. Avoid worrying about fluctuations in interest rates and enjoy a consistent mortgage interest rate for the life of your conventional loan.

Home Construction Loans

Build the home you've always dreamed of. Zions Bank offers two home construction loans and the Residential Lot Loan to help you build a home as unique as you are.

Adjustable Rate Mortgage (ARM) Loans

An adjustable rate mortgage, or ARM loan, gives you the option of an initial fixed rate period, of typically 3, 5, 7 or 10 years.

Home Equity

HOME EQUITY LOANS IN UTAH AND IDAHO

By borrowing against the equity in your home, you could pay for home improvements, children's tuition, or consolidate debt. No points, origination, or closing costs.

HOME EQUITY LINE OF CREDIT LOANS

There’s comfort in knowing you can handle unexpected expenses or financial emergencies. You’ve worked for your home. Now let a Home Equity Line of Credit loan work for you.

Additional Services