Important Details

Apply for a Home Loan

To Submit a Home Loan Application, Select a Home Loan You’re Interested In

Home Equity Credit Line

Borrow against the equity in your home whenever you need it. Interest is usually tax deductible (consult your tax advisor). For more information, visit the Home Equity Credit Line page.

One-time Close Construction Loan

Low-rate loan for new construction or major remodels—and with only one closing. For details on construction loan benefits, visit the Construction Loans page.

Conventional 15- or 30-Year
    Fixed Mortgage

Predictable monthly payments for the life of the loan with an interest rate that remains unchanged for the stated period of the loan. To learn more, visit the Conventional Fixed-Rate Mortgage page.

Adjustable Rate Mortgage (ARM)

Fixed interest rate fixed for an initial period and that then adjusts annually or as specified. The interest rate is typically lower than a fixed rate mortgage for lower monthly interest payments. Visit the Adjustable Rate Mortgage page for more information on ARM loans.

FHA or VA Loan

Insured by the Federal Housing Administration (FHA) or guaranteed by the Veterans Administration (VA). Some restrictions apply. Visit the Government Mortgage Loans page to learn how to qualify.

FlexFive Home Loan

An adjustable rate mortgage to purchase or refinance with longer terms than a Home Refinance Loan. No closing costs or origination fees. For more information, visit the FlexFive Home Loan page.

Home Equity Loan

The tax benefits of a home equity loan with a fixed repayment term and interest rate. Visit the Home Equity Loan page for more details.

Home Refinance Loan

Refinance your home without closing costs or origination fees. For more on rates and loan terms, visit the Home Refinance Loan page.

Residential Lot Loan

A Residential Lot Loan is a good way to pay for land now that you plan to build on in the future. To learn more, visit the Residential Lot Loan page.




Still Need Home Loan Assistance?

For more information on a variety of home loans, visit the Homeowner’s Café and discover questions to ask, find more information on the buying process, and many other resources.

Find a Utah/Idaho Loan Officer Near You

Contact a Zions Bank loan officer to learn more about Zions Bank home loan offerings in Utah and Idaho.

Rate this page:

Please don't submit personal information, including account numbers. For Customer Service, visit the Contact Us page.


Thank you for your submission.

This page was last modified on Wed Nov 25 14:56:19 MST 2015