*APR based on autopay discount, Gold Checking
discount and term of loan; rates subject to change without notice. Excellent credit history is required to obtain lowest advertised APR; other APRs are available. No points, closing costs or third-party fees. Property values will be determined by lender—any external appraisal requested by borrower will be at the borrower's expense. Limited to owner-occupied property with up to 80% combined loan-to-value; maximum loan-to-value determined by your credit score. Property insurance required. Other plans are available. Other restrictions apply. Contact for details.
**The APR is variable and subject to change after 10 years. The minimum APR is 4.25% and the maximum APR is 21%. The APR and monthly payment can change no more than once after the 10th year.
***The APR is variable and subject to change after 10 years, followed by 1 periods of 5year rate resets. The minimum APR is 4.25% and the maximum APR is 21%. The APR and monthly payment can change no more than twice after the 10th year.
ADDITIONAL RESTRICTIONS FOR LOANS SECURED BY MANUFACTURED HOME WITH LOT: Higher rate/APR applies. Fees, closing costs and third-party fees will be imposed on the borrower.
Maximum 75% loan-to-value.
Sample payment schedule based on a $50,000 loan:
- 60 monthly payments of $936.48
- 120 monthly payments of $534.98
- 180 monthly payments of $402.99 (APR and monthly payments subject to change during loan term)
- 240 monthly payments of $340.84 (APR and monthly payments subject to change during loan term)