Get a Zions Bank® Home Equity Credit Line and save money when buying a car, paying for an education or doing home improvements. Also get the comfort of knowing you can handle unanticipated expenses or financial emergencies because you’ve got a home equity line of credit loan behind you. Once established, your home equity revolving line of credit is there for you when you need it. Simply transfer money online to your Zions Bank deposit account or write a check.
At, Zions Bank, loan decisions are made locally. That means a faster turn-around time on approvals in Utah and Idaho, so you get your home equity credit line sooner.
LockSelect1 lets you lock in a portion—or all—of your Home Equity Line of Credit at a fixed interest rate. You select the term and lock in the rate. You get peace of mind knowing that your interest rate and monthly payment won't go up.
Because your Zions Bank home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans. That can help you save money—especially if you use the loan to consolidate debts with higher interest rates. Zions Bank also provides Home Refinance and Home Equity Loans. In many cases, the interest is tax-deductible (consult your tax advisor about tax deductibility).
When you apply for a loan online, check your application status anytime, day or night, with the click of your mouse.
For more assistance with a home equity line of credit loan, call Zions Bank at 800-974-8800.
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