Home Construction Loans
Are You Ready to Build Your Dream Home? Apply Now
Zions Bank offers a variety of home construction loans1
to help you build a dream home as unique as you are.
One-Time Close New Home Construction Loan
Single-loan closing, including lot purchase, construction and a permanent loan. This means only one set of closing costs and loan documents.
Home Construction Conversion Loan
After completion of construction, this loan offers you the option to convert the loan to a fixed-rate permanent mortgage.
Benefits of Home Construction Loans
- Available for new home construction or major remodeling projects.
- Low fixed rate during construction period.
- Low down payment options available.
- No maximum construction loan amount.
- Initial construction phase has one extension available.
- Interest payments during the construction period can be built into the construction loan amount.
- Construction disbursements to your builder are processed by Zions Bank.
Fast and Easy
As always, our loan decisions are made locally. This means a faster turn-around time on approvals in both Utah and Idaho so you can get your new home construction loan sooner.
Discover the Best Home Construction Loan
and Rate for Your Dream Home
To learn more about Zions Bank® new home construction loans and get current rates, contact your nearest Zions Bank mortgage loan officer today.
1. Subject to credit approval. Terms and conditions apply. NMLS# 467014.
Thank you for your submission.
This page was last modified on Wed Nov 25 14:56:22 MST 2015