The FHA offers FHA mortgage loans to help home buyers qualify for home loans. FHA mortgage loans require the borrower to pay a mortgage insurance premium that is added to the loan amount. FHA offers a variety of down-payment options and repayment terms.
Utah or Idaho FHA Mortgage Apply Now Loan Programs
There are various programs available in Utah and Idaho to qualified borrowers with low to moderate income or who don't have a large down payment. For more resources on programs and eligibility for FHA mortgage loans or other government mortgage loans, visit the FHA Affordable Programs page in the Homeowner’s Café.
Fast and Easy
As always, our loan decisions are made locally. This means a faster turn-around time on approvals in Utah and Idaho, so you can get your government mortgage loan sooner.
*Loans are subject to credit approval, terms and conditions apply. Property must be located in Utah or Idaho, owner-occupied, first lien position. Other programs are available. See a financial representative for details. Rates as of 10/08/2015 and are subject to change without notice. NMLS#467014.
30 Year Fixed 4.151% Annual Percentage Rate (APR) is based on excellent credit history. Estimated payment sample: $200,000 loan amount, 20% down payment with an interest rate of 4.000%, 1% origination fee and $3,989.28 estimated closing costs, amortized over 30 years, which yields 360 monthly principal and interest payments of $954.83. Payment does not include taxes and insurance and your payment may be higher.
Find a Utah/Idaho loan officer near you
Contact a Zions Bank residential lending officer to learn more about Zions Bank home loan services.