The FHA offers FHA mortgage loans to help home buyers qualify for home loans. FHA mortgage loans require the borrower to pay a mortgage insurance premium that is added to the loan amount. FHA offers a variety of down-payment options and repayment terms.
There are various programs available in Utah and Idaho to qualified borrowers with low to moderate income or who don't have a large down payment. For more resources on programs and eligibility for FHA mortgage loans or other government mortgage loans, visit the FHA Affordable Programs page in the Homeowner’s Café.
As always, our loan decisions are made locally. This means a faster turn-around time on approvals in Utah and Idaho, so you can get your government mortgage loan sooner.
Check the status of your FHA mortgage application online anytime.