Important Details
 

Loan Products*

Conventional 15 Year or 30 Year
Fixed MortgageApply Now

Fixed-rate home financing have an interest rate that remains fixed for the life of the loan. Therefore, the principal and interest portion of the monthly payment will never change, avoiding the worry about fluctuations in interest rates. While conventional loans with small down payments are available, they can become subject to Private Mortgage Insurance (PMI). Contact one of our Zions Bank lending professionals for specific down payment information.

Lower Rates

Enjoy 3.674% APR for a 15 year fixed mortgage** or 4.530% APR for a 30 year fixed mortgage***. Rates as of 04/22/2014 and are subject to change without notice.

Fast & Easy

As always, our loan decisions are made locally. This means a faster turn-around time on decisions and ease in getting quick answers to any questions you have during the process.

  • * Loans subject to credit approval, restrictions apply.
  • ** 3.674% Annual Percentage Rate (APR) is estimated based on excellent credit history, $200,000 loan amount, 20% down payment with an interest rate of 3.500% , 1% origination fee, and $3,977.62 estimated closing costs, amortized over 15 years, which yields 180 monthly principal and interest payments of $1,429.77 . Payment does not include taxes and insurance and your payment may be higher. Credit and collateral approval required. Property must be located in Utah or Idaho, owner-occupied, first lien position. Your APR may be different. Property insurance is required. Other Program conditions or restrictions may apply. Other programs are available.
  • *** 4.530% Annual Percentage Rate (APR) is estimated based on excellent credit history, $200,000 loan amount 20% down payment with an interest rate of 4.375% , 1% origination fee and $3,989.28 estimated closing costs, amortized over 30 years, which yields 360 monthly principal and interest payments of $998.57 . Payment does not include taxes and insurance and your payment may be higher. Credit and collateral approval required. Property must be located in Utah or Idaho, owner-occupied, first lien position. Your APR may be different. Property insurance is required. Other Program conditions or restrictions may apply. Other programs are available.
30
Year Fixed
4.530
As low as
%
APR*
Rates as of   04/22/2014
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This page was last modified on Mon Apr 21 16:05:58 MDT 2014