Fixed rate mortgages with conventional home loans offer an interest rate that remains fixed for the life of the loan. So, the principal and interest portions of the monthly payment for this conventional home loan never changes. You avoid worrying about fluctuations in interest rates. While conventional home loans with small down payments are available, they can become subject to Private Mortgage Insurance (PMI).
Contact a Zions Bank mortgage loan officer for specific down payment information. Or visit the Homeowner’s Café Mortgage Resources page to learn more about picking the best loan for you.
As always, our loan decisions are made locally in Utah and Idaho. This means a faster turn-around time on decisions and ease in getting quick answers to any questions you have during the conventional home loan process.
Check the status of your application for fixed rate mortgages online anytime.
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