Important Details

Build a Home

One-Time Close Construction LoanApply Now

Loan Details
  • A construction-to-permanent loan to help build a single family residence.
  • Available for first and second homes.
  • Construction period averages 9 to 12 months.
  • Permanent loan is an adjustable rate product.
  • Periodic disbursements during the term of the construction loan.
  • One closing for both the construction and permanent mortgage.
  • Loan automatically converts to the term loan at the end of the construction period.
  • Fixed rate option available at conversion.
  • No prepayment penalties for early pay off or pay down.
  • Interest rate on the long-term mortgage can be locked up front reducing interest rate change risk.
Things to Consider
  • Contractor or subcontractor delays.
  • Unexpected construction costs or house plan changes can require loan increases.
  • Adjustable rate may increase rate and payment after fixed period.

*Loans subject to credit approval restrictions apply.

Year Fixed
As low as
Rates as of   04/17/2014
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This page was last modified on Fri Apr 18 10:22:15 MDT 2014