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Important Details

Adjustable Rate Mortgage (ARM Loan)

With an ARM Loan, Combine the
Initially Low Fixed-Rate with
Adjustable Rates Later On Apply Now

An adjustable rate mortgage, or ARM loan gives you the option of an initial fixed rate period, of typically 3, 5, 7 or 10 years. After the initial fixed-rate period, the interest rate adjusts and continues to adjust for the life of the loan. The combination of an initially low fixed-rate period with later adjustments makes an adjustable rate mortgage an attractive option for some customers.

What Type of Mortgage Is Right for You?

Not sure if you need an adjustable rate mortgage loan or a traditional fixed rate mortgage? Visit the Homeowner’s Café to learn which loan is best for you and discover other mortgage resources.

Local Decision Making in Utah and Idaho

Zions Bank takes pride in serving local communities—combining low rates with responsive turnaround times with local decision making on all adjustable rate mortgages in Utah and Idaho.

Already Applied for an Adjustable Rate Mortgage Loan Online?

Check the status of your adjustable rate mortgage application online anytime.


Find a Utah/Idaho loan officer near you

Contact a Zions Bank residential lending officer to learn more about Zions Bank home loan services.

Find a loan officer
Find home ownership resources at the Homeowners Cafe

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This page was last modified on Thu Oct 19 14:18:47 MDT 2017