An adjustable rate mortgage, or ARM loan gives you the option of an initial fixed rate period, of typically 3, 5 or 7 years. After the initial fixed-rate period, the interest rate adjusts and continues to adjust for the life of the loan. The combination of an initially low fixed-rate period with later adjustments makes an adjustable rate mortgage an attractive option for some customers.
Zions Bank takes pride in serving local communities—combining low rates with responsive turnaround times with local decision making on all adjustable rate mortgages in Utah and Idaho.
Check the status of your adjustable rate mortgage application online anytime.