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Young Savers AccountApply Now

The Building Blocks of a Future

    Good money management habits start young, and that’s where a Young Savers account can be vital. Whether you or your student are just starting to earn money regularly, starting a college fund, or saving for school books, materials, and extracurricular activities, our Young Savers account can help you work toward your financial goals.

    Open an account today and you’ll be on your way to learning about interest, deposits, setting money aside, and the benefits of saving. Start saving for the future today. Stop by your local Branch of Zions Bank today and open a Young Savers account for your child, grandchild, or yourself.

    Features and Benefits

    • Get paid on every dollar you save with no minimum balance requirement to earn interest1
    • Learn to save while enjoying no minimum balance requirements or monthly service charges
    • Establish optional transfers from a Checking account to help build savings automatically
    • Variable rate, compounded daily2, paid monthly
    • Use Online Banking and Online Bill pay to manage finances on your time through a mobile phone, tablet, or computer3

    View Rates

    Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

    Account Details

    Minimum Opening Deposit $5
    Monthly Maintenance Fee $0
    Withdrawals Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee.4
    Can the monthly Fee be waived? There are no monthly service charges for savers age 25 and younger

    Didn’t find quite what you were looking for? Take a look at our comparison table to find the most suitable savings account for your needs.

    Important Details
    1. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.
    2. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a local branch for details.
    3. Mobile banking is included at no cost from Zions Bank. Requires download of Zions Bank App from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment and subject to the Digital Banking Services Agreement.
    4. Federal banking regulations allow up to six (6) withdrawals by check, debit card, or pre-authorized, telephone, or computer transfer to another account or third party during a monthly statement cycle. However, you may make an unlimited number of withdrawals from your account in person, by ATM, or by mail. If the above limits are exceeded three (3) times in a twelve (12) month period, the account will be closed or changed to a different type of account.
    *The interest rate (rate) and annual percentage yield (APY) are variable, may change without notice, and are generally effective as of the date indicated. Account fees may reduce earnings.

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    This page was last modified on Mon Oct 23 16:17:52 MDT 2017