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Important Details

Ultimate Savings

Get high interest savings with this FDIC-insured savings account

This legacy product is no longer offered by Zions Bank. However, we continue to provide service and support to our valuable clients using these accounts.

An Ultimate Savings account offers high interest savings for larger deposits to new or existing customers who open a savings account with funds not already in a deposit account at Zions Bank*.

Even if you already have a Zions account, open an Ultimate Savings account using funds not in another Zions deposit account and enjoy high interest savings and higher rates than with a Statement Savings account.

Account Features

Important Details

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

Account Details

Minimum Opening Deposit $5,000. Opening deposit must come from funds not currently held in a deposit account at Zions Bank.
Monthly Maintenance Fee $0
Minimum Balance to Earn Interest $5,000
Interest Rate
  • Variable rate
  • Compounded daily*
  • Paid quarterly
  • Make an unlimited number of withdrawals from your account in person, via ATM, by mail or messenger. Make up to 6 transfers within a 30-day statement cycle by preauthorized transfer, automatic transfer, telephone transfer (including data transmission by computer or other electronic device), check, over draft or debit card.
  • First three teller withdrawals each month are free; $2 fee for each teller withdrawal beyond 3 in a month.
*Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a Financial Center for details.
1. Includes 200+ Zions Bank ATMs throughout Utah and Idaho as well ATMs for Amegy Bank of Texas, California Bank & Trust, National Bank of Arizona, Nevada State Bank and Vectra Bank Colorado in Arizona, California, Colorado, Nevada, New Mexico and Texas.

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This page was last modified on Thu Oct 19 14:18:40 MDT 2017