Important Details

Student CheckingApply Now

No homework—or monthly maintenance fee1—required.

Zions Bank Checking

With a Zions Bank® Student Checking account, you don’t have to maintain a minimum monthly balance or pay a monthly maintenance fee1. You can worry about more important things, like homework, what grades you’re getting and what you’re going to be doing for with your life.

Account Features

Important Details

Includes the following services every month:

Also includes the following services1:

  • Overdraft protection
    • Check Reserve credit line4
    • Overdraft Deposit Transfer Service (from another Zions deposit account you select)
  • Visa® credit card4 with cash-back or rewards points and no annual fee
  • Up to 0.75% off auto loan4 rates

Account Details

Minimum Opening Deposit $1005
Monthly Maintenance Fee1 This account has no monthly maintenance fee or minimum balance requirement.
Other Monthly Account Fees1

Electronic statements are included (you must select eStatements in online banking). Paper statements are $2 each.

Unlimited ATM, debit card, and Bill Pay use. Checks paid over 5 per statement cycle are $2 each (not including Bill Pay checks).

Minimum Daily Balance
to Avoid Monthly Maintenance Fee
See Important Details

Student Checking is for individuals up to 26 years of age. Students under 18 years of age must have an adult as joint signer. Applicants under the age of 18 cannot apply online and should visit a local Financial Center.

  1. Must be enrolled in Online Banking to enroll in Purchase Alerts and to use Tablet Banking and Mobile Banking. Transaction notifications are sent to your email account and/or to your mobile device by SMS text. Message and data rates from your wireless provider may apply.
  2. Earn Zions AmaZing Deals on qualified purchases using your Zions Bank Visa® debit card (requires a Zions Bank checking account) or Zions Bank Visa® credit card (subject to credit approval) when you shop at participating merchants. PIN-based transactions do not qualify so be sure to sign for your purchase. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. See Zions AmaZing Deals for full details, terms and conditions.
  3. Subject to credit approval. Terms and conditions apply. Contact a Financial Center for details.
  4. Waived for primary account owners under age 22.
  5. MoneyPass® is a registered trademark of Genpass, Inc. and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.
This page was last modified on Fri Apr 18 10:22:08 MDT 2014