Important Details

Student Banking

Accounts and benefits created with students in mind


Being a student is the perfect time to start thinking about personal finances. That’s why Zions Bank offers student banking accounts that include Mobile Banking1 with Bill Pay2 , Online Banking with Bill Pay, eDocuments (eStatements, eNotices and eTax documents) and more.

Student Banking options include:

  • Student Checking3 with no minimum monthly balance, no monthly service fee, and unlimited debit card, ATM and Bill Pay use. For individuals under 26 years of age.
  • Visa® Debit Card with Zions Amazing Deals®4 to make paying by check or getting cash at an ATM easy as well as rewarding with 10, 20 even 50% cash back at participating merchants.
  • Student Savings that pays those who have a balance below $2,000 a higher interest rate than paid on a Zions Bank® Money Market account with a million dollar balance! Plus, there’s no minimum opening deposit, no minimum monthly balance to maintain and no monthly service fee. Intended for those 13 to 25 years old.
  • Kids Savings that pays a higher interest rate than is paid on a Zions Bank Money Market account with a million dollar balance on balances below $1,000. Plus, there’s no minimum opening deposit, no minimum monthly balance to maintain and no monthly service fee. For individuals under 13 years old.
  • Sallie Mae Student Loans5 with 3 repayment options, lower interest rates and rewards for paying on time.

Just for Students

Get up to 0.75% off already low interest rates on a new or used car loan. Simply set up automatic payments from your Student Checking or Student Savings account.

Zions Pays for A’s that pays $1 for every "A" on the report cards of students 12 to 18. Simply bring your report card to any Financial Center, and for every A, Zions Bank will deposit $1 into your Student Savings Account.

Apply for a Student Banking Account Today!

Apply online or visit your nearest Zions Bank Financial Center.

Important Details

*Loans subject to credit approval. Restrictions apply.

1. Mobile Banking and Tablet Banking are included at no cost from Zions Bank; however, message and data rates from your wireless provider may apply. Check with your service provider for details.
2. Fees may apply. Available for select payees only.
3. Student Checking is for individuals up to 26 years of age. Students under 18 years of age must have an adult as joint signer. Applicants under the age of 18 cannot apply online and should visit a local Financial Center.
4. Earn cash rewards on qualified purchases using your Zions Bank Visa debit card (requires a Zions Bank checking account) or Zions Bank Visa credit card (subject to credit approval) when you shop at participating merchants. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. Cash rewards are typically credited to your account within 45 days of a qualifying purchase, but in the event of delays in payment by merchants, it may take up to 90 days or more to receive payment of an earned cash reward. PIN-based transactions do not qualify so be sure to sign for your purchase. Rewards and offers are established by participating Merchants, are subject to change at any time and may vary by location, day, time or event. See for a current list of participating merchants and program terms & conditions.
5. Credit criteria and eligibility requirements apply. See Financial Center for details.

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This page was last modified on Wed Nov 25 14:56:20 MST 2015