Important Details

Simple CheckingApply Now

Say good-bye to a monthly maintenance fee1 on your checking account


    With a Zions Bank® Simple Checking account, you don't have to maintain a minimum monthly balance or pay a monthly maintenance fee1 . And you can write an unlimited number of checks each month!

    Simple Checking Account Features

    Important Details

    The following services are included every month:

    Also includes the following checking account services1 :

    • Overdraft Protection
      • Check Reserve credit line3
      • Overdraft Deposit Transfer Service4 (from a Zions savings account you select)
    • Visa® credit card3 with cash-back or rewards points and no annual fee

    Account Details

    Minimum Opening Deposit $1005
    Monthly Maintenance Fee1 $0
    Other Monthly Account Fees1

    Electronic statements included (select eStatements in Online Banking).
    Paper statements $2 each.

    Unlimited ATM, debit card and Bill Pay use.

    Minimum Daily Balance
    to Avoid Monthly Maintenance Fee
    Important Details
    1. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.
    2. Includes 200+ Zions Bank ATMs throughout Utah and Idaho as well ATMs for Amegy Bank of Texas, California Bank & Trust, National Bank of Arizona, Nevada State Bank and Vectra Bank Colorado in Arizona, California, Colorado, Nevada, New Mexico and Texas.
    3. May be subject to credit approval. Restrictions apply. Contact a Financial Center for details.
    4. Overdraft Deposit Transfer service subject to a minimum transfer amount and fee per transfer applies. The fee for Simple Checking is waived if deposit account is a Zions Bank saving account. See Zions Bank’s Interest and Service Fees schedule for details.
    5. Waived for primary account owners under age 22.

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    This page was last modified on Wed Nov 25 14:56:22 MST 2015