Important Details

Simple Checking AccountApply Now

Say good-bye to a monthly maintenance fee1 on your checking account

    With a Zions Bank® Simple Checking account, you don't have to maintain a minimum monthly balance or pay a monthly maintenance fee1. And you can write an unlimited number of checks each month!

    Find the best checking account for your needs by viewing the checking comparison table.

    Simple Checking Account Features

    Important Details

    The following services are included every month:

    Also includes the following checking account services1:

    • Overdraft Protection
      • Check Reserve credit line3
      • Overdraft Deposit Transfer Service4 (from a Zions savings account you select)
    • Visa® credit card3 with cash-back or rewards points and no annual fee

    Account Details

    Minimum Opening Deposit $1005
    Monthly Maintenance Fee1 $0
    Other Monthly Account Fees1

    Electronic statements included (select eStatements in Online Banking).
    Paper statements $2 each.

    Unlimited ATM, debit card and Bill Pay use.

    Minimum Daily Balance
    to Avoid Monthly Maintenance Fee
    Important Details
    1. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.
    2. Includes 200+ Zions Bank ATMs throughout Utah and Idaho as well ATMs for Amegy Bank of Texas, California Bank & Trust, National Bank of Arizona, Nevada State Bank and Vectra Bank Colorado in Arizona, California, Colorado, Nevada, New Mexico and Texas.
    3. May be subject to credit approval. Restrictions apply. Contact a Financial Center for details.
    4. Overdraft Deposit Transfer service subject to a minimum transfer amount and fee per transfer applies. The fee for Simple Checking is waived if deposit account is a Zions Bank saving account. See Zions Bank’s Interest and Service Fees schedule for details.
    5. Waived for primary account owners under 22 if funded by check.

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    This page was last modified on Thu Sep 21 20:14:50 MDT 2017