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Savings AccountApply Now

Take Control of your Finances with Distraction-free Saving
 
 

    Have you been looking for a reliable savings account without the distractions? Well look no further. The Zions Bank® Savings Account is ideal for customers who want a traditional savings account with a low minimum balance requirement.

    Features and Benefits

    • Get paid on every dollar you save with no minimum balance requirement to earn interest1
    • Avoid a monthly service charge when you keep at least $200 in balances
    • Establish optional transfers from a Checking account to help build savings automatically
    • Use Online Banking and Online Bill pay to manage finances on your time through a mobile phone, tablet, or computer2

    View Rates

    Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

    Premium rate increase may be available. Contact a local branch for details.

    Account Details

    Minimum Opening Deposit $50
    Monthly Maintenance Fee $3
    Interest Variable rate, compounded daily3, paid monthly
    Can the monthly Fee be waived? Yes, by maintaining a minimum daily balance4 of $200, or by receiving a minimum of $25 or more in repeating automatic transfers from a linked checking account, otherwise $3
    Withdrawals Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee.5

    Didn’t find quite what you were looking for? Take a look at our comparison table to find the most suitable savings account for your needs.

    Important Details
    1. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.
    2. Mobile banking is included at no cost from Zions Bank. Requires download of Zions Bank App from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment and subject to the Digital Banking Services Agreement.
    3. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a local branch for details.
    4. In order to avoid a monthly service fee, the minimum balance or combined balance requirement must be met. The monthly service fee amount is provided as part of the disclosures upon account opening. Minimum Balance: If your daily balance drops below the minimum balance requirement, then a monthly service fee may be assessed. Combined Deposit Balance: The combined deposit balance is calculated on the day prior to the statement date for the following linked consumer accounts: Checking, Savings, Money Market, CD, and IRA. The primary owner of the checking account must be an owner on all linked accounts. Combined Loan Balance: The combined outstanding loan balance is calculated on the day prior to the statement date for the following personal loans: Auto, Credit Card, Credit Lines, Home Equity, Home Refinance, and Installment loans. Mortgage loans are not included. All loans are subject to credit approval; terms and conditions apply. The primary owner of the checking account must be a borrower on all linked accounts.
    5. Federal banking regulations allow up to six (6) withdrawals by check, debit card, or pre-authorized, telephone, or computer transfer to another account or third party during a monthly statement cycle. However, you may make an unlimited number of withdrawals from your account in person, by ATM, or by mail. If the above limits are exceeded three (3) times in a twelve (12) month period, the account will be closed or changed to a different type of account.
    *The interest rate (rate) and annual percentage yield (APY) are variable, may change without notice, and are generally effective as of the date indicated. Account fees may reduce earnings.

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    This page was last modified on Mon Oct 23 16:18:01 MDT 2017