Important Details

Certificates of Deposit (CDs)Apply Now

A fixed rate for a specified term

Certificates of Deposit (CDs) let you save for a specific time period up to five years. If you don't need access to money right away, a CD is a great choice. View product disclosures.

Account Features

Important Details

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

Account Details

Minimum Opening Deposit $1,000
Term Up to 5 years
Interest Rate*
  • Fixed rate based on the term of the certificate
  • For terms less than one year, interest is compounded daily and paid at maturity.
  • For terms one year and over, interest is compounded daily and paid quarterly.
Withdrawals Substantial bank penalty for withdrawing funds before CD maturity date
Gold Version Available Yes, earn a higher interest rate if you have a Gold Checking, or Gold Checking Plus account
*Interest is calculated on collected funds only. Annual Percentage Yield (APY) is fixed for the term of the CD. Penalties assessed for early withdrawal. Fees may reduce earnings. Contact a Financial Center for details.

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This page was last modified on Sun Aug 13 06:09:30 MDT 2017