Important Details

Private Banking

The Platinum Difference


The special benefits of this premier checking plan pay time and again, in many ways.

To speak with a Private Banking representative, please call 888-524-0197.

Private Banking Platinum Interest Checking

Premium interest-bearing checking with bonus rates and discounts.

  • Premium rates on Platinum and Gold savings products
  • Reduced rates on installment loans1
  • Discount on mortgage-loan origination fees1
  • Discount on representative-assisted trade commissions with Zions Direct2
  • Discounted personalized check order
  • Rent-free small safe-deposit box (Subject to availability. Other fees may apply.)
  • Notary services
  • No-fee Traveler’s Cheques for One, money orders, cashier’s checks
  • Unlimited check writing
  • Zions fees waived for up to four out-of-network ATM transactions per statement cycle.

Waive the $12 monthly maintenance fee with a combined personal deposit balance of $15,0003 or more, or a $2,000 minimum daily account balance. You also earn interest on your account balance.

Private Banking Platinum Checking Plus

Higher interest rates on the higher balances you keep, plus our best package of premium banking services.

  • All the services above, plus
  • Zions fees waived for all out-of-network ATM transactions, incoming wire service, and Overdraft Deposit Transfer Service.

Waive the $25 monthly maintenance fee with your combined personal deposit and loan balance of $25,000 or more4. You earn our highest checking interest rate on your account balances.

Private Platinum Higher Rates

Available exclusively for Platinum Account clients, the following accounts pay higher interest than our regular interest bearing accounts:

  • Platinum Money Market Account
  • Personal Money Market Sweep Account
  1. Subject to credit approval, restrictions apply. Contact financial center for details.
  2. Investment products and services offered through Zions Direct, member of FINRA/SIPC, a non-bank subsidiary of Zions Bank are: NOT insured by the FDIC or any federal or state governmental agency, NOT deposits or other obligations of, or guaranteed by, Zions Bancorporation or its affiliates, and MAY be subject to investment risks, including the possible loss of principal value or amount invested.
  3. Combined consumer deposit balances in Checking, Savings, Money Market, Certificates of Deposit, and IRAs as of the day prior to the checking statement date.
  4. Combined consumer deposit balances in the following Zions Bank accounts: Checking, Savings, Money Market, Certificates of Deposit, IRAs and consumer loan and credit card outstanding balances (not past due) as of the day prior to the checking statement date.
This page was last modified on Thu Apr 24 15:01:40 MDT 2014