Interested in higher Interest rates on your bigger balances? With our Premium Interest Checking account, you’ll earn a Premium interest rate on linked Checking, Savings, Money Market, and CD balances1. Plus, you can manage your finances online, through Mobile Banking2, Mobile Check Deposit3, and Peer-to-Peer money transfers4. Make your Zions Bank® account the hub of your financial world with some simple features and benefits with a lot of impact.
Features and Benefits
- Earn a Premium interest rate on Checking, Savings, Money Market, and CD balances1 5
- Get cash when you need it with no charges at any Zions Bank ATM
- No Zions Bank withdrawal charge on up to three (3) transactions at other banks’ ATMs per month. Plus, we will rebate up to three (3) ATM fees charged by other banks each month6
- No monthly service fee for additional Savings or Money Market accounts linked to your relationship7
- No fee for one (1) Domestic wire transfer into your account each month
- Prevent overdrafts with automatic transfers from Savings or Credit Reserve Line at no charge8
- Shop anywhere Visa® is accepted with your Zions Bank Debit card, including support for Apple®/ Android®/ Samsung® Pay
- Use Online Banking and Online Bill pay to manage finances on your time through a mobile phone, tablet, or computer2
- Skip the branch and deposit checks through your mobile device3
- Move your money digitally with direct deposit, automatic withdrawals and Popmoney® person-to-person transfers4
- Contact our U.S.-based customer service Mon. to Sat. from 7 a.m. to 8 p.m. MT.
- Open your account with a minimum deposit of $50
- Go paperless with eStatements and eNotices
- Enjoy no monthly service fee when you maintain a combined deposit balance of $10,000 OR a combined deposit and loan balance of $25,000, otherwise $209
- No charge for “Zions Bank Exclusive” design checks and 45% discount on another check design ordered through Zions Bank10
- No fee on standard size (3x5) safe deposit box (where available)11 or $15 discount towards any larger box (key deposit required on all boxes).
Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)
|Minimum Opening Deposit||$50|
|Monthly Maintenance Fee||$20|
|Can the monthly Fee be waived?||Yes, by maintaining a combined deposit balance of $10,000 OR a combined deposit and loan balance of $25,0009|
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