Important Details

Military Checking   Apply Now

Checking accounts for service members and veterans


Active duty, guard/reserve personnel and their dependents, as well as veterans, retired military, enlistees, ROTC students, and DOD civilians can take advantage of more than a dozen Zions Bank® services and benefits.

Zions® Military Checking is a great choice for those who don't want to worry about maintaining a minimum balance or paying a monthly maintenance fee1 . If you  want to earn interest on your checking account, see Military Interest Checking.

Account Features

Important Details

Includes the following services every month:

  • ATM fee waived for deployed military personnel both the ATM front-end fee charged by the other bank and the back-end fee charged by Zions Bank
  • Eligible for a premium Gold Money Market account that pays higher interest rates
  • Reduced rates on most installment loans2
  • Discount on mortgage-loan origination fees2
  • Free Zions Bank logoed checks or discounted personalized checks
  • Rent-free small safe-deposit box (Subject to availability. Other fees may apply.)
  • Notary services
  • No-fee Traveler’s Cheques, money orders and cashier’s checks
  • Unlimited check writing
  • Direct deposit
  • Debit card with Zions AmaZing Deals®
  • Automatic transfer services
  • Access to 580 ATMs throughout the West3 and 129 Financial Centers in Utah and Idaho
  • Mobile Banking, Tablet Banking, Online Banking with Bill Pay and account alerts
  • Check images with statement
  • Purchase Alerts

Also includes the following services1 :

  • Overdraft protection
    • Check Reserve credit line2
    • Overdraft Deposit Transfer Service4 (from another Zions deposit account you select)
  • Visa® credit card2 with cash-back or rewards points and no annual fee

Account Details

Minimum Opening Deposit $0
Monthly Maintenance Fee1 $0
Minimum Daily Account Balance
to Avoid Monthly Maintenance Fee
Important Details
1. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.
2. Subject to credit approval. Restrictions apply. Contact a Financial Center for details.
3. Includes 200+ Zions Bank ATMs throughout Utah and Idaho as well ATMs for Amegy Bank of Texas, California Bank & Trust, National Bank of Arizona, Nevada State Bank and Vectra Bank Colorado in Arizona, California, Colorado, Nevada, New Mexico and Texas.
4. Overdraft Deposit Transfer service subject to a minimum transfer amount and fee per transfer applies. See Zions Bank’s Interest and Service Fees schedule for details.

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This page was last modified on Wed Nov 25 14:56:19 MST 2015