Important Details

Military Checking   Apply Now

Saluting service members and veterans

Zions Bank Checking

Active duty, guard/reserve personnel and their dependents, as well as veterans, retired military, enlistees, ROTC students, and DOD civilians can take advantage of more than a dozen Zions Bank® services and benefits.

Zions® Military Checking is a great choice for those who don't want to worry about maintaining a minimum balance or paying a monthly maintenance fee1. If you  want to earn interest on your checking account, see Military Interest Checking.

Account Features

Important Details

Includes the following services every month:

  • ATM fee waiver for deployed military personnel. We'll waive both the ATM front-end fee, which is charged by the other bank, and the back-end fee charged by Zions Bank.
  • Eligible for premium-priced Gold Savings products
  • Reduced rates on most installment loans2
  • Discount on mortgage-loan origination fees2
  • Discount on representative-assisted trade commissions with Zions Direct3
  • Discounted personalized check order
  • Rent-free small safe-deposit box (Subject to availability. Other fees may apply.)
  • Notary services
  • No-fee Traveler’s Cheques For One, money orders and cashier’s checks
  • Unlimited check writing
  • Direct deposit
  • Debit card with Zions AmaZing Deals4
  • Automatic transfer services
  • Nationwide ATM access in the MoneyPass®6 Network—with more than 20,000 locations nationwide
  • Mobile Banking5, Tablet Banking5, Online Banking with Bill Pay and account alerts
  • Check images with statement
  • Purchase Alerts5

Also includes the following services1:

  • Overdraft protection
    • Check Reserve credit line2
    • Overdraft Deposit Transfer Service (from another Zions deposit account you select)
  • Visa® Credit card2 with cash-back or rewards points and no annual fee

Account Details

Minimum Opening Deposit $0
Monthly Maintenance Fee1 $0
Minimum Daily Account Balance Required
to Avoid Monthly Maintenance Fee
See Important Details
  1. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.
  2. Subject to credit approval. Restrictions apply. Contact a Financial Center for details
  3. Investment products and services offered through Zions Direct, member of FINRA/SIPC, a nonbank subsidiary of Zions Bank are: NOT insured by the FDIC or any federal or state governmental agency, NOT deposits or other obligations of, or guaranteed by, Zions Bancorporation or its affiliates, and MAY be subject to investment risks, including the possible loss of principal value or amount invested.
  4. Earn Zions AmaZing Deals on qualified purchases using your Zions Bank Visa® debit card (requires a Zions Bank checking account) or Zions Bank Visa® credit card (subject to credit approval) when you shop at participating merchants. PIN-based transactions do not qualify so be sure to sign for your purchase. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. See Zions AmaZing Deals for full details, terms and conditions.
  5. Must be enrolled in Online Banking to enroll in Purchase Alerts and to use Tablet Banking and Mobile Banking. Transaction notifications are sent to your email account and/or to your mobile device by SMS text. Message and data rates from your wireless provider may apply.
This page was last modified on Fri Apr 18 10:21:56 MDT 2014