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Exclusive Benefits for Our Service Members and Veterans

    At Zions Bank we want to serve our service members and veterans. You can take advantage of more than a dozen Zions Bank® services and benefits if you are:

    • On active duty
    • Guard/Reserve personnel and their dependents
    • A veteran
    • Retired military
    • An enlistee
    • An ROTC student
    • A DOD civilian

    With the Military Advantage Checking account you can enjoy ATM surcharge waivers, convenient Online and Mobile Banking tools1, and peer-to-peer transfers2 via Popmoney®. See what makes Zions Bank a great choice for you.

    Features and Benefits

    • Get cash when you need it with no charges at any Zions Bank ATM3
    • Use any ATM in the US and Zions Bank will waive the first withdrawal fee at other banks’ ATMs each month4
    • Shop anywhere Visa® is accepted with your Zions Bank Debit card, including support for Apple®/ Android®/ Samsung® Pay5
    • Use Online Banking and Online Bill pay to manage finances on your time through a mobile phone, tablet, or computer1
    • Skip the branch and deposit checks through your mobile device6
    • Move your money digitally with direct deposit, automatic withdrawals and Popmoney® person-to-person transfers2
    • Contact our U.S.-based customer service Mon. to Sat. from 7 a.m. to 8 p.m. MT.
    • Open your account with a minimum deposit of $50
    • Go paperless with eStatements and eNotices7
    • No fee on standard size (3x5) safe deposit box (where available)8 or $10 discount towards any larger box (key deposit required on all boxes).
    • No charge for “Zions Bank Exclusive” design checks and 45% discount on another check design ordered through Zions Bank9

    Account Details

    Minimum Opening Deposit $50
    Monthly Maintenance Fee $0

    Didn’t find quite what you were looking for? Take a look at our comparison table to find the most suitable checking account for your needs.

    Important Details
    1. Mobile banking is included at no cost from Zions Bank. Requires download of Zions Bank App from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment and subject to the Digital Banking Services Agreement.
    2. Popmoney personal payment services are provided through CheckFreePay Corporation and/or its affiliates. Popmoney® is a registered trademark of Fiserv, Inc. or its affiliates. See your Popmoney Service Agreement for complete details. Popmoney service fees apply. Available services are subject to change without notice. Standard text message and data rates from your mobile phone carrier may apply.
    3. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.
    4. An ATM charge of $2 applies to withdrawals conducted at an ATM not owned or operated by ZB, N.A. Other bank or ATM operator fees may also apply to any transaction conducted at an ATM not owned or operated by ZB, N.A. Select Checking accounts include waivers of Zions Bank ATM fees and/ or rebates of charges from the use of non-ZB, N.A. ATMs. International ATM transactions are not waived or rebated. Please see Fee Schedule for additional ATM fee details.
    5. Visa®, Apple Pay®, Samsung Pay®, and Android Pay® - Trademarks used are the property of their registered owner and ZB, N.A. is neither affiliated with nor endorses these companies or their products/services. Visa® is the registered trademark of Visa International Service Association and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.
    6. Take a picture of your check deposit and submit through your mobile phone. Limits apply:

    Relationship AgeDaily Deposit LimitRolling 30 Day Deposit Limit
    0-59 Days$1,000$2,500
    60-179 Days$2,500$5,000
    180 + Days$5,000$10,000
    Message and data rates from your wireless provider may apply. Requires download of Mobile Banking App.
    7. To avoid the Paper Statement Fee of $3, the account must enroll in Online banking, and opt out of receiving paper statements. You may opt to receive either electronic or paper account notices and tax documents at no additional cost. If multiple accounts are linked in a combined statement, the combined statement must have opted out of receiving paper statements.
    8. Availability varies by branch. Not all branches offer Safe Deposit Boxes. Cannot be used in conjunction with other safe deposit box discounts. Discounts will be applied at the time of account opening.
    9. Discounted check orders must be ordered through Zions Bank to qualify. Checks can be ordered through a branch, Online banking, or through our customer contact center.

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    This page was last modified on Mon Oct 23 16:18:02 MDT 2017