Save smarter this summer.
Take advantage of a 3.72% APY 12-month Certificate of Deposit (CD).
Maximize your savings potential.
Whether you’re saving to put in a pool, take that dream vacation or cover education expenses, a CD could help you get there quicker. For a limited time, earn a 3.72% APY for a 12-month CD term with a qualifying account. Beyond a great rate, you’ll be working with a local banking team committed to helping you reach your financial goals.
Let’s make the most of your money.
Lock in a great rate.
Get higher returns than a traditional savings account on money you don’t need to access right away.
Bank like it counts.
Don’t let your savings sit inactive. With CDs, your money is insured by the FDIC to at least $250,000.
We’re here to help.
Count on us for personalized service from a local banker who understands and cares about your financial goals.
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Use Digital Banking to conveniently manage your finances anytime, anywhere from a mobile device or computer.
Frequently Asked Questions (FAQs)
What is a Certificate of Deposit?
Also known as a CD, this deposit instrument earns interest at a fixed CD interest rate for a fixed term period. This interest is compounded daily.
How does a Certificate of Deposit work?
The amount deposited into your CD account must stay untouched for the agreed-upon term period to ensure that the full interest can accrue and there are no early withdrawal fees. This makes CDs a natural choice for funds that can be set aside for investing since your interest rate will not fluctuate during the term period.
What does a deposit minimum mean?
A deposit minimum is the amount that must be put into your CD account for the rate to apply to your funds.
What is APY?
APY stands for Annual Percentage Yield and is the actual amount of return you will achieve according to compounding interest on your CD.
What does "compounded daily" mean?
Daily compounding means that your interest is calculated and added to your balance each day. This means your savings will grow each day. Though the amount of growth may be small at first, it will increase over time.
What does FDIC insured mean?
FDIC insurance means that your deposit is backed by the federal government. The maximum amount covered by FDIC insurances is $250,000. More complete information can be found on the FDIC website, including the FDIC’s Electronic Insurance Deposit Estimator (EDIE).
Can I add money to my CD after making the initial deposit?
Speak with your banker for more details.
What if I want to withdraw my funds early?
An early withdrawal penalty will be assessed. Visit our CD disclosure in the Agreement Center for more details.