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Important Details

Kids Savings

It’s never too early to start saving

This legacy product is no longer offered by Zions Bank. However, we continue to provide service and support to our valuable clients using these accounts.

Help your kids learn how to start saving at an early age with a Zions Bank® Kids Savings account. And they'll be well on their way to learning about things like interest, deposits, setting money aside and the benefits of saving.

Account Features

Important Details
  • For ages 0–12 years old
  • On balances below $1,000, kids earn higher interest than is paid on Money Market accounts with a million dollar deposit balance1
  • Includes eDocuments (eStatements, eNotices and eTax documents)

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

Account Details

Minimum Opening Deposit $0
Monthly Maintenance Fee $0
Interest Rate
  • Variable rate
  • Compounded quarterly*
  • Paid quarterly
  • Make an unlimited number of withdrawals from your account in person or by mail or messenger and up to 6 transfers within a 30-day statement cycle by preauthorized transfer, automatic transfer, telephone transfer (including data transmission by computer or other electronic device), check, draft or debit card.
  • $2 fee for each teller window withdrawal in excess of 3 per month.
Important Details
*Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a Financial Center for details.
1. This rate is available for balances below $1,000. The portion of the balance above $1,000 earns a rate equal to the Personal Gold Statement Savings account. During, or any time after the year of the primary account holder’s 13th birthday, the account will be changed to a Student Savings Account. An adult signer is required on this account.

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This page was last modified on Thu Oct 19 14:18:40 MDT 2017