Important Details
Zions Interactive Services

Internet IRA CD Apply Now

Earn a higher rate by choosing only online access


Available exclusively online, the Zions Bank® Internet Retirement Account CD (IRA CD) makes saving for your retirement easy! And by choosing to access your account online only, you earn a higher rate for your retirement goals.

Account Benefits

Important Details
  • Deposits may be tax deductible1
  • Fixed rate*
  • Saving for your retirement today gives you added security for tomorrow
  • FDIC-insured—maximize your coverage

Apply online or call Zions Bank at 866-761-8349.

Account Details

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

Minimum Opening Deposit $1,000
Term 3 months to 5 years
Monthly Maintenance Fee $0
Interest Rate*
  • Fixed rate based on the term of the certificate
  • For terms less than 1 year, interest is compounded and paid at maturity
  • For terms 1 year and more, interest is compounded and paid quarterly
  • Substantial IRS penalty for early distribution from an IRA before age 59 1/2
  • Convenient distribution choices upon reaching age 59 1/2
  • Substantial bank penalty for withdrawing funds before CD maturity date
Important Details
*Interest is calculated on collected funds only. Annual percentage yield (APY) is fixed for the term of the CD. Penalties assessed for early withdrawal. Fees may reduce earnings. Contact a Financial Center for details.
1. IRA account must have a single owner. Annual contribution limits may apply. Refer to a tax professional for tax deductibility and required distribution information.

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This page was last modified on Wed Nov 25 14:56:22 MST 2015