Important Details

Gold Checking AccountApply Now

Get a checking account that gives you added discounts

With a Zions Bank® Gold Checking account, you get access to more than a dozen relationship services and benefits. Review the features and benefits of a Gold Checking account below or find the best checking account for your needs by viewing the checking comparison table.

Checking Account Features

Important Details

Includes the following services every month:

Also includes the following services1:

  • Overdraft protection
    • Check Reserve credit line1
    • Overdraft Deposit Transfer Service3 (from another Zions deposit account you select)
  • Visa® credit card1 with cash-back or rewards points and no annual fee

Account Details

Minimum Opening Deposit $100
Monthly Maintenance Fee4 $10
Minimum Daily Account Balance to Avoid Monthly Maintenance Fee $1,000 in checking or
$10,000 combined consumer deposit balance5
Important Details
Applicants under the age of 18 cannot apply online and should visit a local Financial Center.
1. Subject to credit approval. Restrictions apply. Contact a Financial Center for details.
2. Includes 200+ Zions Bank ATMs throughout Utah and Idaho as well ATMs for Amegy Bank of Texas, California Bank & Trust, National Bank of Arizona, Nevada State Bank and Vectra Bank Colorado in Arizona, California, Colorado, Nevada, New Mexico and Texas.
3. Overdraft Deposit Transfer service subject to a minimum transfer amount and fee per transfer applies. See Zions Bank’s Interest and Service Fees schedule for details.
4. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.
5. Combined balance as of the day prior to the Gold Checking statement date in the following Zions Bank account: checking, savings, money market, certificates of deposit, and IRAs.

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This page was last modified on Mon Oct 24 17:02:53 MDT 2016