Important Details

Gold Certificates ofApply Now
Deposit (CDs)


If you have a Gold Checking or Gold Checking Plus account, you are eligible for our higher Gold CD rates. Gold Certificates of Deposit (CDs) let you save for a specific time period up to five years. View product disclosures.

Account Features

Important Details

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

Account Details

Minimum Opening Deposit $1,000
Term Up to 5 years
Monthly Maintenance Fee $0
Interest Rate*
  • Fixed rate based on the term of the certificate
  • For terms less than one year, interest is compounded daily and paid at maturity.
  • For terms one year and over, interest is compounded daily and paid quarterly.
Withdrawals Substantial bank penalty for withdrawing funds before CD maturity date
Gold Benefit Higher interest rate than non-Gold CDs
Important Details
*Interest is calculated on collected funds only. Annual percentage yield (APY) is fixed for the term of the CD. Penalties assessed for early withdrawal. Fees may reduce earnings. Contact a Financial Center for details.

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This page was last modified on Wed Aug 16 20:56:41 MDT 2017