VISA payWave® Contactless Card

Save time and reduce the risk of fraud


Visa payWave® is a new payment feature available in either our debit or credit cards that lets you check out faster since you don't need to fumble for cash. With Visa payWave® you simply wave your Visa "contactless" card in front of a secure reader and you're on your way. Most of the time a signature is not required for purchases under $25, plus you retain control of the card during the transaction which reduces the risk of fraud.

Just look for this symbol at check out.

To complete your transaction, simply wave or "tap" your card in front of the reader. The reader will indicate that your transaction has been processed.

To find merchants in your area that accept Visa payWave®, use Visa's online merchant directory.


    Visa payWave® is designed to simply your life, save valuable time and even help reduce fraud. Here's how:

  • No swiping makes checkout faster and easier.
  • No signature is required for most purchases under $25.
  • You'll enjoy the same multiple layers of security protection you get with traditional Visa cards, including Zero Liability, which ensures you are not responsible for fraudulent of unauthorized transactions*.
  • Transactions are processed through the same reliable payment network as magnetic stripe transactions.

How it Works

A special computer chip embedded in the card uses the latest technology for sending payment information to a secure reader at the point of sale. The chip can only be read when in close proximity (1-2 inches) to the secure reader and it must be correctly oriented to be processed. In the event that a payWave transaction cannot be completed, you can still make a swiped transaction.


Visa payWave® cards are available for Zions Bank debit and credit card customers at no additional charge. Simply contact our customer service center using the number on the back of your card and request a new "contactless" card. Your new card will arrive in 3-5 business days.

Please be aware that the chip and antennae in the contactless card can be damaged during the myPHOTOcard® printing process so our Visa payWave® cards cannot be personalized with a photo or image.

New customers can simply check the Visa "contactless" card option on their application.
Get an application here.

For more information see our Frequently Asked Questions.


* Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify Zions Bank promptly of any unauthorized use.

This page was last modified on Wed Apr 16 21:18:35 MDT 2014