Important Details
null

Money Market and Savings

Internet Only
  Money Market Savings Young Savers Online Money Market
Apply Now

Apply Now Apply Now Apply Now Apply Now

Interest Rates

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

*The interest rate (rate) and annual percentage yield (APY) are variable, may change without notice, and are generally effective as of the date indicated. Account fees may reduce earnings.

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

*The interest rate (rate) and annual percentage yield (APY) are variable, may change without notice, and are generally effective as of the date indicated. Account fees may reduce earnings.

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

*The interest rate (rate) and annual percentage yield (APY) are variable, may change without notice, and are generally effective as of the date indicated. Account fees may reduce earnings.

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

*The interest rate (rate) and annual percentage yield (APY) are variable, may change without notice, and are generally effective as of the date indicated. Account fees may reduce earnings.
         

Benefits

Important Details
     
Relationship Pricing Available (earns higher interest with Premium Interest Checking)1 null null
Free Mobile Banking2, Tablet Banking and Online Banking3 null null null null
Bill Pay null null
FDIC Insured to at least $250,000 null null null null
         

Detail

     
Minimum Opening Deposit4 $500 $50 $5 $500
Minimum Balance To Earn Interest $1,000 $0 $0 $1,000
Interest Payment5 Compounds daily, paid monthly Compounds daily, paid monthly
Monthly Maintenanace Fee6 $0 $3 $0 $0
How to Avoid Monthly Maintenance Fee7, 8 N/A Maintain minimum daily balance of $200 and above or transfer of $25-or-more from Zions Bank checking into Zions Bank Savings account N/A N/A
Withdrawals 9 Make an unlimited number of withdrawals from your account in person, by ATM or by mail or messenger and up to 6 withdrawals during a monthly statement cycle of at least 4 weeks by preauthorized transfer, telephone, or computer transfer to another account or third party.
$15 for each additional withdrawal after six (6) per statement cycle $5 for each additional withdrawal after six (6) per statement cycle $5 for each additional withdrawal after six (6) per statement cycle $15 for each additional withdrawal after six (6) per statement cycle
Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.
Don't see your current savings or money market account listed? Look at our legacy accounts.
       
Important Details
1. Premium rate tiers are applied automatically to qualified accounts when the primary owner of the checking account is also an owner of the linked interest bearing account. Please see Consumer Deposit Rate Sheet for details.
2. Take a picture of your check deposit and submit through your mobile phone. Limits apply:

Relationship AgeDaily Deposit LimitRolling 30 Day Deposit Limit
0-59 Days$1,000$2,500
60-179 Days$2,500$5,000
180 + Days$5,000$10,000
Message and data rates from your wireless provider may apply. Requires download of Mobile Banking App.
3. Mobile banking is included at no cost from Zions Bank. Requires download of Zions Bank App from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment and subject to the Digital Banking Services Agreement.
4. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.
5. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a local branch for details.
6. Beginning the date of account opening, no Monthly Service charge will be assessed for the first 35 days the account is open. After day 35, minimum account criteria must be met to avoid a monthly service charge.
7. In order to avoid a monthly service fee, the minimum balance or combined balance requirement must be met. The monthly service fee amount is provided as part of the disclosures upon account opening. Minimum Balance: If your daily balance drops below the minimum balance requirement, then a monthly service fee may be assessed. Combined Deposit Balance: The combined deposit balance is calculated on the day prior to the statement date for the following linked consumer accounts: Checking, Savings, Money Market, CD, and IRA. The primary owner of the checking account must be an owner on all linked accounts. Combined Loan Balance: The combined outstanding loan balance is calculated on the day prior to the statement date for the following personal loans: Auto, Credit Card, Credit Lines, Home Equity, Home Refinance, and Installment loans. Mortgage loans are not included. All loans are subject to credit approval; terms and conditions apply. The primary owner of the checking account must be a borrower on all linked accounts.
8. Monthly service fees are waived when the primary owner of the eligible checking account is also an owner on the linked account.
9. Federal banking regulations allow up to six (6) withdrawals by check, debit card, or pre-authorized, telephone, or computer transfer to another account or third party during a monthly statement cycle. However, you may make an unlimited number of withdrawals from your account in person, by ATM, or by mail. If the above limits are exceeded three (3) times in a twelve (12) month period, the account will be closed or changed to a different type of account.
 

Rate this page:


Do not submit personal information including account or phone numbers. We are unable to respond personally to comments made here. For Customer Service, or if you would like a personal response from us, visit the Contact Us page.


SUBMIT

Thank you for your submission.

Feedback

Thank you for visiting our site today.

Please take a 2 to 3 minute survey and help us improve your online experience.

Survey Hide X
This page was last modified on Mon Oct 16 14:38:27 MDT 2017