Important Details
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Personal Credit Cards*

Card Details

AmaZing Rate®

Key Benefits:
Card Details

AmaZing Rewards®

Zions Bank AmaZing Rewards credit card
Key Benefits:
Card Details

AmaZing Cash®

Key Benefits:
1

What do you want most from a credit card?

Reward Points
Cash Back on Purchases
Low interest rate
2

How do you manage your credit card balance?

Pay off my balance each month
Usually/always carry a balance
By redeeming points
3

How's your credit rating?

Excellent
Average
Important Details
1 point for every $1 spent—no cap3 1% cash back on purchases—no cap5
Triple rewards points your first 90 days4 2% cash back your first 90 days6
9.24–12.24% variable APR* 11.24–18.24% variable APR* 11.24–18.24% variable APR*
0% intro APR for 6 months on purchases,
9.24–12.24% variable APR after that1
0% intro APR for 6 months on purchases,
11.24–18.24% variable APR after that1
0% intro APR for 6 months on purchases,
11.24–18.24% variable APR after that1
0% intro APR on balance transfers for 12 months,
9.24–12.24% variable APR after that (3% fee, $10 min)7
0% intro APR on balance transfers for 12 months,
11.24–18.24% variable APR after that (3% fee, $10 min)7
0% intro APR on balance transfers for 12 months,
11.24–18.24% variable APR after that (3% fee, $10 min)7
No annual fee No annual fee No annual fee
Zions AmaZing Deals®2 Zions AmaZing Deals®2 Zions AmaZing Deals®2
Free Mobile Card Fraud Alert Service8 Free Mobile Card Fraud Alert Service8 Free Mobile Card Fraud Alert Service8
Free Purchase Alerts9 Free Purchase Alerts9 Free Purchase Alerts9
myPHOTOcard®10 personalization myPHOTOcard®10 personalization myPHOTOcard®10 personalization
Unsecured Unsecured Unsecured
Zero Liability11 Zero Liability11 Zero Liability11

Additional Visa® Services and Benefits12 Available with Your AmaZing Credit Card

Cardholder inquiry service13 Cardholder inquiry service13 Cardholder inquiry service13
Lost/stolen card reporting Lost/stolen card reporting Lost/stolen card reporting
Car rental collision damage waiver Car rental collision damage waiver Car rental collision damage waiver
Travel accident insurance Travel accident insurance Travel accident insurance
Travel and emergency assistance Travel and emergency assistance Travel and emergency assistance
Warranty Manager Warranty Manager Warranty Manager
Important Details
*Credit cards are subject to credit approval. Certain terms, conditions and restrictions apply. The APR is variable and is based on the Wall Street Journal Prime Rate, which is subject to change with the Index, plus a margin based on credit worthiness. Prime Rate is currently as of 09/03/2015. Offer available for new consumer credit cards only. All offers are subject to change at any time, may not be available with all card types. See your Consumer Credit Card Agreement and Disclosures for details.
1 . 0.00% Intro APR for 6 months on purchases, thereafter, the variable APR will range from 9.24% to 18.24%. Intro APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. Minimum balance payments are still required each month.
2 . Earn cash rewards on qualified purchases using your Zions Bank Visa debit card (requires a Zions Bank checking account) or Zions Bank Visa credit card (subject to credit approval) when you shop at participating merchants. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. Cash rewards are typically credited to your account within 45 days of a qualifying purchase, but in the event of delays in payment by merchants, it may take up to 90 days or more to receive payment of an earned cash reward. PIN-based transactions do not qualify so be sure to sign for your purchase. Rewards and offers are established by participating Merchants, are subject to change at any time and may vary by location, day, time or event. See zionsamazingdeals.com for a current list of participating merchants and program terms & conditions.
3 . AmaZing Rewards® Points—Cardholder earns 1 rewards point for every dollar spent on net purchases only. Rewards points are not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. Must have at least 2,500 earned points to redeem and purchases must be redeemed within 90 days of purchase date Account must be in good standing. See AmaZing Rewards Program Terms and Conditions for full details.
4 . Triple AmaZing Rewards Points—Earn triple rewards points for every dollar spent on net purchases during the first 90 days of account opening. At the end of the 90 days, you will earn 1 point for every dollar spent. Redemption: Points may be redeemed against any purchase. Minimum 2,500 earned points to redeem and redemption must occur within 90 days of purchase date. Account must be in good standing. See AmaZing Rewards Terms and Conditions for full details.
5 . Cash Back Program—Cash Back is earned on net purchases only. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. Participation in the AmaZing Cash Back program requires a Zions Bank deposit account in the same name as the cardholder and cash back will be deposited in $50 increments.
6 . 2% Cash Back for first 90 days—Earn double cash back for every dollar spent on net purchases during the first 90 days of account opening. At the end of the 90 days, you will earn 1% cash back.
7 . 0.00% Intro APR on balance transfers for the first 12 months, thereafter, the variable APR will range from 9.24% to 18.24%. For new accounts, balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) will apply. Transfers made during the Intro period will not be charged any interest. Minimum balance payments are still required each month.
8 . Zions Bank does not charge for the Mobile Card Fraud Alert Service. However, standard text message and data rates from your mobile phone carrier may apply.
9 . Must be enrolled in Online Banking to enroll in Purchase Alerts. PIN-based debit card transactions are not eligible to receive alerts. Messages and data rates from your wireless provider may apply.
10 . First image is free with myPHOTOcard®. Subsequent images are $4.95.
11 . Zero Liability Cardholder is not responsible for fraudulent charges made with his/her card or account information as long as he/she promptly notifies Zions Bank of unauthorized card use. Does not apply to business ATM or PIN transactions. Disputed transactions must post to your account before provisional credit will be issued. For specific conditions, limitations, and other details, please call the number on the back of your card.
12 . See your Visa Card Guide to Benefits for details on additional services and benefits.
13 . Cardholder inquiry service. For answers to questions about your card, call 888-758-5349, 24x7.
Visa® is the registered trademark of Visa International Service Association and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.
 

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This page was last modified on Thu Sep 03 14:30:50 MDT 2015