Important Details
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CD and IRA

   
  CD IRA CD1 IRA Money Market1
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Interest Rates

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

*Interest is calculated on collected funds only. Annual Percentage Yield (APY) is fixed for the term of the CD. Penalties assessed for early withdrawal. Fees may reduce earnings. Contact a Financial Center for details.

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

* Interest is calculated on collected funds only. Annual Percentage Yield (APY) is fixed for the term of the CD. Penalties assessed for early withdrawal. Fees may reduce earnings. Contact a Financial Center for details.
  1. IRA account must be single owner. Annual contribution limits may apply. Refer to a tax professional for tax deductibility and required distribution information.

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

*Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a Financial Center for details.
  1. IRA account must be single owner. Annual contribution limits may apply. Refer to a tax professional for tax deductibility and required distribution information.
       

Benefits

Important Details
     
Free Mobile Banking and Online Banking2 null null null
FDIC Insured null null null
Gold Version Available3 (earns higher interest) null null null
       

Account Details

     
Minimum Opening Deposit $1,000 $1,000 $100
Monthly Maintenance Fee $0 $0 $0
Interest Rate Fixed rate; terms less than 1 year; terms over 1 year4 Fixed rate; terms less than 1 year; terms over 1 year4 Variable rate; Compounded daily; Paid monthly5
Withdrawals Bank penalty IRS Penalty; Convenient distrubution choices; Bank penalty IRS Penalty; Convenient distrubution choices
Term Up to 5 years Up to 5 years
Gold Version Available Yes, earn a higher interest rate. Yes, earn a higher interest rate. Yes, earn a higher interest rate.
Option to defer tax liability N/A Yes6 Yes6
Online Access Branch and Online Access Branch and Online Access Branch and Online Access
       
Important Details
1. Terms and Restrictions may apply. Contact Financial Center for details. Refer to a tax professional for tax deduction and/or liability information.
2. Must be enrolled in online banking to use mobile banking. Message or data rates from your wireless provider may apply.
3. Requires a Gold Checking or Gold Checking Plus account.
4. Interest is calculated on collected funds only. Annual Percentage Yield (APY) is fixed for the term of the CD. Penalties assessed for early withdrawal. Fees may reduce earnings. Contact a Financial Center for details.
5. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a Financial Center for details.
6. IRA account must be single owner. Annual contribution limits may apply. Refer to a tax professional for tax deductibility and required distribution information.
 

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This page was last modified on Thu Jul 20 12:19:59 MDT 2017