Credit and Debit Cards

Card Details

AmaZing Rate®

Key Benefits:
Card Details

AmaZing Rewards®

Key Benefits:
Card Details

AmaZing Cash®

Key Benefits:
1

What do you want most from a credit card?

Reward Points
Cash Back on Purchases
Low interest rate
2

How do you manage your credit card balance?

Pay off my balance each month
Usually/always carry a balance
By redeeming points
3

How's your credit rating?

Excellent
Average

Details

1 point for every $1 spent—no cap1 1% cash back on purchases—no cap3
Double points for the first 90 days2 2% cash back for the first 90 days4
Up to 25% annual bonus5 Up to 25% annual bonus6
9.24–12.24% variable APR* 11.24–18.24% variable APR* 11.24–18.24% variable APR*
0% intro APR for 6 months on purchases,
9.24–12.24% variable APR after that7
0% intro APR for 6 months on purchases,
11.24–18.24% variable APR after that7
0% intro APR for 6 months on purchases,
11.24–18.24% variable APR after that7
0% intro APR on balance transfers for 12 months,
9.24–12.24% variable APR after that (3% fee, $10 min)8
0% intro APR on balance transfers for 12 months,
11.24–18.24% variable APR after that (3% fee, $10 min)8
0% intro APR on balance transfers for 12 months,
11.24–18.24% variable APR after that (3% fee, $10 min)8
No annual fee No annual fee No annual fee
Zions AmaZing Deals9 Zions AmaZing Deals9 Zions AmaZing Deals9
Free Mobile Card Fraud Alert Service10 Free Mobile Card Fraud Alert Service10 Free Mobile Card Fraud Alert Service10
Free Purchase Alerts11 Free Purchase Alerts11 Free Purchase Alerts11
myPHOTOcard® personalization12 myPHOTOcard® personalization12 myPHOTOcard® personalization12
Unsecured Unsecured Unsecured

Additional Visa® Services and Benefits7 Available with Your AmaZing Credit Card

Visa® Zero Liability13 Visa® Zero Liability13 Visa® Zero Liability13
Cardholder inquiry service14 Cardholder inquiry service14 Cardholder inquiry service14
Visa Concierge Service15 Visa Concierge Service15 Visa Concierge Service15
Lost/stolen card reporting Lost/stolen card reporting Lost/stolen card reporting
Car rental collision damage waiver Car rental collision damage waiver Car rental collision damage waiver
Travel accident insurance Travel accident insurance Travel accident insurance
Travel and emergency assistance Travel and emergency assistance Travel and emergency assistance
Warranty Manager Warranty Manager Warranty Manager

Don't see your current card listed? Look at our legacy cards.
These cards are no longer offered by Zions Bank. However, Zions continues to provide service and support to clients using these credit cards.

View Consumer Credit Card Agreement and Disclosure

 
*Credit cards are subject to credit approval. Certain terms, conditions and restrictions apply. The APR is variable and is based on the Wall Street Journal Prime Rate, which is subject to change with the Index, plus a margin based on credit worthiness. Prime Rate is currently as of 04/16/2014. Offer available for new consumer credit cards only. All offers are subject to change at any time, may not be available with all card types. See your Consumer Credit Card Agreement and Disclosures for details.
  1. AmaZing Rewards® Points—Earn one point for every one dollar you spend. Rewards Points earned on net purchases only. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. Redemption: Points may be redeemed against any purchase. Minimum 2500 earned points to redeem and redemption must occur within 90 days of purchase date. Account must be in good standing. See AmaZing Rewards Terms and Conditions for full details.
  2. Double AmaZing Rewards Points for first 90 days—Earn double rewards points for every dollar spent on net purchases during the first 90 days of account opening. At the end of the 90 days, you will earn 1 point for every dollar spent. Redemption: Points may be redeemed against any purchase. Minimum 2,500 earned points to redeem and redemption must occur within 90 days of purchase date. Account must be in good standing. See AmaZing Rewards Terms and Conditions for full details.
  3. Cash Back Program—Cash Back is earned on net purchases only. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. Participation in the AmaZing Cash Back program requires a Zions Bank deposit account in the same name as the cardholder and cash back will be deposited in $50 increments.
  4. 2% Cash Back for first 90 days—Earn double cash back for every dollar spent on net purchases during the first 90 days of account opening. At the end of the 90 days, you will earn 1% cash back.
  5. 25% Annual Rewards Points Bonus—Cardholder may earn up to 25% bonus on $25,000 annual card spend on net purchases. Bonus is based on your total annual card spend, total rewards points earned, and annual spending tier. Annual Spending Tiers: < $4,999 = 0%, $5,000 - $9,999 = 5%, $10,000 - $14,999 = 10%, $15,000 - $19,999 = 15%, $20,000 - 24,999 = 20%, $25,000+ = 25%. For example, if you have an annual spend of $12,500 you have earned 12,500 points (1 reward point) plus you will receive an annual bonus of 1,250 points (10% under Tier 3). Annual Bonus will be awarded within 6 weeks of calendar year end to your rewards points balance.
  6. 25% Annual Cash Back Bonus—Cardholder may earn up to 25% bonus on $25,000 annual card spend on net purchases. Bonus is based on your total annual card spend, total cash back earned, and annual spending tier. Annual Spending Tiers: Tier 1 - $0 - $4,999 = 0%, Tier 2 - $5,000 - $9,999 = 5%, Tier 3 - $10,000 - $14,999 = 10%, Tier 4 - $15,000 - $19,999 = 15%, Tier 5 - $20,000 - 24,999 = 20%, Tier 6 - $25,000+ = 25%. For example, if you have an annual spend of $12,500 you have earned $125 (1% cash back) plus you will receive an annual bonus of $12.50 (10% under Tier 3). Annual Bonus will be awarded within 6 weeks of calendar year end to your deposit account.
  7. 0.00% Intro APR for 6 months on purchases, thereafter, the variable APR will range from 9.24% to 18.24%. Intro APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. Minimum balance payments are still required each month.
  8. 0.00% Intro APR on balance transfers for the first 12 months, thereafter, the variable APR will range from 9.24% to 18.24%. For new accounts, balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) will apply. Transfers made during the Intro period will not be charged any interest. Minimum balance payments are still required each month.
  9. Zions AmaZing Deals—Earn cash rewards on qualified purchases using your Zions Bank Visa® debit card (requires a Zions Bank checking account) or Zions Bank Visa® credit card (subject to credit approval) when you shop at participating merchants. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. Cash rewards are typically credited to your account within 45 days of a qualifying purchase, but in the event of delays in payment by merchants, it may take up to 90 days or more to receive payment of an earned cash reward. PIN-based transactions do not qualify so be sure to sign for your purchase. Rewards and offers are established by participating Merchants, are subject to change at any time and may vary by location, day, time or event. See zionsamazingdeals.com for a current list of participating merchants and program terms and conditions.
  10. Mobile Card Fraud Alert Service—Zions Bank does not charge for the Mobile Card Fraud Alert service. However, standard text message and data rates from your mobile phone carrier may apply. Currently available with T-Mobile, Verizon Wireless, AT&T, Sprint, Boost Mobile, Cricket Wireless, Virgin Mobile USA, ALLTEL Communications Inc., Interop - Appalachian Wireless, US Cellular and Cincinnati Bell phone service. Available services are subject to change without notice. See Terms and Conditions for complete details.
  11. Purchase Alerts requires enrollment in Online Banking. Certain transaction notifications are sent to your email account and/or mobile device by SMS text. Message and data rates from your wireless provider may apply.
  12. myPHOTOcard® gives you the first image for free and subsequent images at $4.95 each. Learn more in the myPHOTOcard Terms and Conditions.
  13. Visa® Zero Liability Cardholder is not responsible for fraudulent charges made with their card or account information as long as notification of unauthorized use to card issuer is immediate. Does not apply to ATM transactions or PIN transactions. A disputed transaction must be posted to your account before provisional credit may be issued. Contact us for specific conditions, restrictions, limitations and other details.
  14. Cardholder inquiry service. For answers to questions about your card, call 888-758-5349, 24x7.
  15. See your Visa Card Guide to Benefits for details on additional services and benefits.

Visa® is the registered trademark of Visa International Service Association and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.

This page was last modified on Sun Apr 13 06:50:44 MDT 2014