Important Details

Checking PlusApply Now

The right choice for unrestricted checking bundled with savings


Get a Zions Bank® Checking Plus account and enjoy unrestricted checking bundled with savings. And with 3 ways to waive your  monthly fee.

Account Features

Important Details

Includes the following services every month:

Also includes the following services:

  • Overdraft protection
    • Check Reserve credit line2
    • Overdraft Deposit Transfer Service3 (from another Zions® deposit account you select)
  • Visa® credit card2 with cash-back or rewards points and no annual fee

Account Details

Minimum Opening Deposit $1004
Monthly Maintenance Fee5 $7
Minimum Daily Account Balance to Avoid Monthly Maintenance Fee $300
$0 if you pay $20 or more total in other service fees (Insufficient Funds, Overdraft Service, Stop Payment, or Deposited Item Returned Fees), or
use your Zions Bank credit card2 to make at least one purchase or cash advance that posts to your card account during the monthly checking account statement cycle (credit card account payments must be current).
Important Details
Applicants under the age of 18 cannot apply online and should visit a local Financial Center.
1. Includes 200+ Zions Bank ATMs throughout Utah and Idaho as well ATMs for Amegy Bank of Texas, California Bank & Trust, National Bank of Arizona, Nevada State Bank and Vectra Bank Colorado in Arizona, California, Colorado, Nevada, New Mexico and Texas.
2. Subject to credit approval. Restrictions apply. Contact a Financial Center for details.
3. Overdraft Deposit Transfer service subject to a minimum transfer amount and fee per transfer applies. See Zions Bank’s Interest and Service Fees schedule for details.
4. Waived for primary account owners under age 22.
5. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.

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This page was last modified on Thu Nov 19 10:41:40 MST 2015