Important Details

Checking PlusApply Now

The right choice for unrestricted checking bundled with savings

Zions Bank Checking

Get a Zions Bank® Checking Plus account and get unrestricted checking bundled with savings. And with three ways to waive your  monthly fee.

Account Features

Important Details

Includes the following services every month:

Also includes the following services1:

  • Overdraft protection
    • Check Reserve credit line3
    • Overdraft Deposit Transfer Service (from another Zions® deposit account you select)
  • Visa® credit card3 with cash-back or rewards points and no annual fee

Account Details

Minimum Opening Deposit $1004
Monthly Maintenance Fee5 $7
Minimum Daily Account Balance Required to Avoid Monthly Maintenance Fee $300 or
by paying $20 or more total in other service fees (Insufficient Funds, Overdraft Service, Stop Payment, or Deposited Item Returned Fees), or
by using your Zions Bank credit card3 to make at least one purchase or cash advance that posts to your card account during the monthly checking account statement cycle (credit card account payments must be current).
See Important Details

Applicants under the age of 18 cannot apply online and should visit a local Financial Center.

  1. Earn Zions AmaZing Deals on qualified purchases using your Zions Bank Visa® debit card (requires a Zions Bank checking account) or Zions Bank Visa® credit card (subject to credit approval) when you shop at participating merchants. PIN-based transactions do not qualify so be sure to sign for your purchase. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. See Zions AmaZing Deals for full details, terms and conditions.
  2. Must be enrolled in Online Banking to enroll in Purchase Alerts to use Tablet Banking and Mobile Banking. Transaction notifications are sent to your email account and/or to your mobile device by SMS text. Message and data rates from your wireless provider may apply. Subject to credit approval. Terms and conditions apply. Contact a Financial Center for details.
  3. Waived for primary account owners under age 22.
  4. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.
  5. MoneyPass® is a registered trademark of Genpass, Inc. and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.
This page was last modified on Fri Apr 18 10:21:55 MDT 2014