Important Details

Car LoansApply Now

Apply today, drive tomorrow


Purchase or refinance your new or used car, truck or van and get up to 115% fixed-rate financing—including taxes, licensing and approved warranties, credit life and disability insurance.

Available Amounts on Car Loans

  • New car loans: Up to 100% MSRP +15% for taxes, title, licensing and warranties
  • Used car loans: Up to 90% MSRP or 100% Kelly Blue Book trade-in +15% for taxes, title, licensing and warranties

Lock in a Competitive Auto Loan Rate Now!

Put the pedal to the metal and take advantage of the opportunity to lock in a competitive rates on car loans now. Plus, enjoy rate discounts with a Zions Bank® Gold Checking account and/or automatic payments from a Zions Bank deposit account.

Visit your local Zions Bank® Financial Center or call 800-789-5626 for more information.

Rate Rate APR1
Minimum* 3.34% 3.46%1
Maximum* 8.59% 10.68%2
Rates effective as of 11/26/2015

Extra Savings for Students

Students with a Student Checking account get auto loan rate discounts up to .75%!

Calculate your loan payment with the online Car Loan Payment Calculator.

Find more car loan and auto financing calculators.

Know Just Where You Stand

When you apply for a loan online, check your application status anytime.

Important Details
1. Minimum annual percentage rate (APR) is based on a loan amount of $25,000 with a 60-month term for a 3-year-old or newer automobile, automatic payment discount from a Zions Bank® account and a Gold Checking account discount and excellent credit worthiness.
2. Maximum APR is based on a loan amount of $2,500 with a 36 month term for a 4-year-old or older automobile.
*Sample payment information based on estimated loan information:
  • 60-month term: Minimum fixed 3.46% APR; based on a loan amount of $25,000.00; monthly payment is $454.35.
  • 36-month term: Maximum fixed 10.68% APR; based on a loan amount of $2,500.00; monthly payment is $81.47.
*Loans subject to credit approval; terms and conditions apply. Minimum loan amount is $2,500. A $75 origination fee applies. Actual APR will be determined based on loan amount, model year of vehicle, credit worthiness and any automatic payment discounts from a Zions Bank® account Gold Checking account. Rates and terms are subject to change without notice. Other conditions may apply. Contact a Financial Center for full details.

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This page was last modified on Wed Nov 25 14:56:22 MST 2015