Important Details

Basic CheckingApply Now

Say good-bye to a monthly maintenance fee1 on your checking account

Zions Bank Checking

    With our Basic Checking account, you do not have to maintain a minimum monthly balance or pay a monthly maintenance fee1.

    Checking Account Features

    Important Details

    The following services are included every month

    Also includes the following checking account services1:

    • Overdraft Protection
      • Check Reserve credit line4
      • Overdraft Deposit Transfer Service (from another Zions deposit account you select)
    • Visa® Credit card4 with cash-back or rewards points and no annual fee

    Account Details

    Minimum Opening Deposit $1005
    Monthly Maintenance Fee1 $0
    Other Monthly Account Fees1

    Electronic statements are included (you must select eStatements in online banking). Paper statements are $2 each.

    Unlimited ATM, debit card, and Bill Pay use. Checks paid over 5 per statement cycle are $2 each (not including Bill Pay checks).

    Minimum Daily Balance
    to avoid Monthly Maintenance Fee
    See Important Details

    Applicants under the age of 18 cannot apply online and should visit a local Financial Center.

    1. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.
    2. Must be enrolled in Online Banking to enroll in Purchase Alerts to use Tablet Banking and Mobile Banking. Transaction notifications are sent to your email account and/or to your mobile device by SMS text. Message and data rates from your wireless provider may apply.
    3. Earn Zions AmaZing Deals on qualified purchases using your Zions Bank Visa® debit card (requires a Zions Bank checking account) or Zions Bank Visa® credit card (subject to credit approval) when you shop at participating merchants. PIN-based transactions do not qualify so be sure to sign for your purchase. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. See Zions AmaZing Deals for full details, terms and conditions.
    4. Subject to credit approval. Restrictions apply. Contact a Financial Center for details.
    5. Waived for primary account owners under age 22.
    6. MoneyPass® is a registered trademark of Genpass, Inc. and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.
    This page was last modified on Fri Apr 18 09:36:05 MDT 2014