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Anytime Interest Checking Apply Now

Banking at Your Fingertips
 
 

    Enjoy the Online and Mobile convenience of our Anytime Checking account, but with extra benefits like interest on balances, discounts on check orders1, and one monthly waiver of an out-of-network ATM surcharge2. Interest piqued yet? If so, the Anytime Interest Checking account is for you.

    Features and Benefits

    • Earn interest on the balance in your checking account3
    • Get cash when you need it with no charges at any Zions Bank ATM
    • Use any ATM in the US and Zions Bank® will waive the first withdrawal fee at other banks’ ATMs each month2
    • Shop anywhere Visa® is accepted with your Zions Bank Debit card or Credit Card4, including support for Apple®/ Android®/ Samsung® Pay5
    • Use Online Banking and Online Bill pay to manage finances on your time through a mobile phone, tablet, or computer6
    • Skip the branch and deposit checks through your mobile device7
    • Move your money digitally with direct deposit, automatic withdrawals and Popmoney® person-to-person transfers8
    • Contact our U.S.-based customer service Mon. to Sat. from 7 a.m. to 8 p.m. MT.
    • Open your account with a minimum deposit of $50
    • Go paperless with eStatements and eNotices9
    • Enjoy no monthly service fee when you maintain a minimum daily balance of $1,500 OR a combined deposit and consumer loan balance of at least $10,000, otherwise $1010
    • No charge on the 1st order of "Zions Bank Exclusive" design checks and 45% discount on another check design ordered through Zions Bank1
    • No fee on standard size (3x5) safe deposit box (where available)11 or $10 discount towards any larger box (key deposit required on all boxes).

    View Rates

    Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

    Account Details

    Minimum Opening Deposit $50
    Monthly Maintenance Fee $10
    Can the monthly Fee be waived? Yes, by maintaining a minimum daily balance of $1,500 OR combined deposit and consumer loan balance of at least $10,000.10

    Didn’t find quite what you were looking for? Take a look at our comparison table to find the most suitable checking account for your needs.

    Important Details
    1. Discounted check orders must be ordered through Zions Bank to qualify. Checks can be ordered through a branch, Online banking, or through our customer contact center.
    2. An ATM charge of $2 applies to withdrawals conducted at an ATM not owned or operated by ZB, N.A. Other bank or ATM operator fees may also apply to any transaction conducted at an ATM not owned or operated by ZB, N.A. Select Checking accounts include waivers of Zions Bank ATM fees and/ or rebates of charges from the use of non-ZB, N.A. ATMs. International ATM transactions are not waived or rebated. Please see Fee Schedule for additional ATM fee details.
    3. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.
    4. Credit cards subject to credit approval. Certain terms, conditions, and restrictions apply.
    5. Visa®, Apple Pay®, Samsung Pay®, and Android Pay® - Trademarks used are the property of their registered owner and ZB, N.A. is neither affiliated with nor endorses these companies or their products/services. Visa® is the registered trademark of Visa International Service Association and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.
    6. Mobile banking is included at no cost from Zions Bank. Requires download of Zions Bank App from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment and subject to the Digital Banking Services Agreement.
    7. Take a picture of your check deposit and submit through your mobile phone. Limits apply:

    Relationship AgeDaily Deposit LimitRolling 30 Day Deposit Limit
    0-59 Days$1,000$2,500
    60-179 Days$2,500$5,000
    180 + Days$5,000$10,000
    Message and data rates from your wireless provider may apply. Requires download of Mobile Banking App.
    8. Popmoney personal payment services are provided through CheckFreePay Corporation and/or its affiliates. Popmoney® is a registered trademark of Fiserv, Inc. or its affiliates. See your Popmoney Service Agreement for complete details. Popmoney service fees apply. Available services are subject to change without notice. Standard text message and data rates from your mobile phone carrier may apply.
    9. To avoid the Paper Statement Fee of $3, the account must enroll in Online banking, and opt out of receiving paper statements. You may opt to receive either electronic or paper account notices and tax documents at no additional cost. If multiple accounts are linked in a combined statement, the combined statement must have opted out of receiving paper statements.
    10. In order to avoid a monthly service fee, the minimum balance or combined balance requirement must be met. The monthly service fee amount is provided as part of the disclosures upon account opening. Minimum Balance: If your daily balance drops below the minimum balance requirement, then a monthly service fee may be assessed. Combined Deposit Balance: The combined deposit balance is calculated on the day prior to the statement date for the following linked consumer accounts: Checking, Savings, Money Market, CD, and IRA. The primary owner of the checking account must be an owner on all linked accounts. Combined Loan Balance: The combined outstanding loan balance is calculated on the day prior to the statement date for the following personal loans: Auto, Credit Card, Credit Lines, Home Equity, Home Refinance, and Installment loans. Mortgage loans are not included. All loans are subject to credit approval; terms and conditions apply. The primary owner of the checking account must be a borrower on all linked accounts.
    11. Availability varies by branch. Not all branches offer Safe Deposit Boxes. Cannot be used in conjunction with other safe deposit box discounts. Discounts will be applied at the time of account opening.
    *The interest rate (rate) and annual percentage yield (APY) are variable, may change without notice, and are generally effective as of the date indicated. Account fees may reduce earnings.

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    This page was last modified on Mon Oct 23 16:18:01 MDT 2017