AmaZing Rewards® Credit Card


A rewards credit card that earns rewards with every purchase

Zions Bank Amazing Visa credit card rewards with double rewards offer

With your Zions Bank® AmaZing Rewards® credit card*, earn credit card rewards with every purchase. And get more from the reward points you earn—without the hassle.

Use your credit card rewards to pay for purchases. And pay for travel without worrying about blackout dates or other restrictions.

Reward Credit Card Benefits

  • Access to the AmaZing Rewards program with:
    • 1 credit card rewards point for every $1 you spend1
    • Double rewards points your first 90 days2
    • No limit to the number of rewards points you earn
    • Up to a 25% annual bonus3
  • 0% intro APR for 6 months on purchases and just 11.24 to 18.24% variable APR after that4
  • 0% intro APR on balance transfers for 12 months, then just 11.24 to 18.24% variable APR after that. 3% fee, $10 minimum.5
  • Zions AmaZing Deals6 gives you instant savings or cash back on purchases at more than 1,500 participating merchants
  • No annual fee
  • Free Mobile Fraud Alert Service7 automatically sends you a text when suspicious activity is detected on your Visa® or MasterCard® credit or debit card to let you react to fraud fast
  • Free Purchase Alerts8 notify you on your mobile phone when preset Visa credit or debit card account criteria are triggered, letting you monitor account activity in virtually real-time
  • myPHOTOcard®9 lets you customize your card with your own image or photo

Additional Visa® Services and Benefits10 Available with Your AmaZing Rewards Credit Card

  • Visa® Zero Liability11 protects you from liability for unauthorized purchases made with your card or account information
  • Visa Concierge Service offers free help with last-minute restaurant reservations or planning for a special occasion; simply call 800-953-7392
  • Car rental collision damage waiver protects you if your rental car is damaged from an accident or theft
  • Travel accident insurance gives you accidental death and dismemberment coverage when you purchase tickets with your card
  • Travel and emergency assistance helps arrange medical, legal and travel services when you’re away from home; simply call 800-VISA-911 or 303-967-1096
  • Warranty Manager extends the manufacturer’s warranty on any item purchased with your card; just call 800-VISA-911 or 303-967-1096 or visit visa.com/eclaims
  • Cardholder inquiry service12 provides fast help 24x7 on questions about your card; simply call 888-758-5349. Learn more on usa.visa.com.
  • Lost/stolen card reporting lets you quickly report a lost or stolen card 24x7 anywhere; simply call 888-758-5349. Learn more on usa.visa.com.

Important Disclosure Information:

*Credit Cards are subject to credit approval. Certain terms, conditions and restrictions apply. See your Consumer Credit Card Agreement and Disclosures for more details. All offers subject to change at any time.
  1. AmaZing Rewards—Cardholder earns 1 rewards point for every dollar spent on net purchases only. Rewards points are not earned on cash advances, balance transfers, fees, quasi-cash such as traveler's checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming, betting and lottery tickets. Points may be redeemed against any qualified purchases. Purchases must be redeemed within 90 days of purchase date and you must have at least 2,500 points to redeem. Account must be in good standing. See AmaZing Rewards Program Terms and Conditions for full details.
  2. Double AmaZing Rewards Points—Cardholder will earn 2 points for every dollar spent on net purchases during the first 90 days of account opening. At the end of the 3 months, cardholder will earn 1 point for every dollar spent. Rewards points are not earned on cash advances, balance transfers, fees, quasi-cash such as traveler's checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming, betting and lottery tickets. This offer only available to new consumer credit card accounts.
  3. Up to 25% Annual Rewards Bonus—Offer available on AmaZing Rewards card only. Cardholder may earn up to 25% bonus on $25,000 annual card spend on net purchases. Bonus is based on your total annual card spend, total rewards points earned, and annual spending tier. Annual Spending Tiers: < $5,000 = 0%, $5,000–$9,999 = 5%, $10,000–$14,999 = 10%, $15,000–$19,999 = 15%, $20,000–$24,999 = 20%, $25,000+ = 25%. Sample annual reward is: Annual spend of $12,500 earns 1 point for every dollar spent or 12,500 points. Tier 3 Annual Bonus is 10% of total points for the year or an additional 1,250 points (12,500 x 10%). The annual bonus will be credited to your rewards points balance within 6 weeks of the calendar year end. Rewards points are not earned on cash advances, balance transfers, fees, quasi-cash such as traveler's checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming, betting and lottery tickets. This offer only available to new consumer credit card accounts.
  4. 0% Intro APR on new purchases for 6 months—0% Introductory APR for the first 6 months from account opening, after that, the variable APR will range from 11.24 to 18.24% based on credit worthiness and card type. The APR is based on the prime rate as stated in the Wall Street Journal plus a margin. The interest rate payable on the card will change effective with changes in the Index. Prime rate is currently as of 04/17/2014. Introductory APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. Minimum balance payments are still required each month. This offer is only available to new consumer credit cards and not available with all card types.
  5. 0% Intro APR Balance Transfers for 12 months—0% Introductory APR Balance Transfer for the first 12 months, after that, the variable APR will range from 11.24–18.24% based on credit worthiness and card type. The APR is based on the prime rate as stated in the Wall Street Journal plus a margin. The interest rate payable on the card will change effective with changes in the Index. Prime rate is currently as of 04/17/2014. For new accounts, balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) will apply. Transfers made during the introductory period will not be charged any interest. Minimum balance payments are still required each month. This offer is only available to new consumer credit cards and not available with all card types.
  6. Zions AmaZing Deals—Earn cash rewards on qualified purchases using your Zions Bank Visa® debit card (requires a Zions Bank checking account) or Zions Bank Visa® credit card (subject to credit approval) when you shop at participating merchants. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. Cash rewards are typically credited to your account within 45 days of a qualifying purchase, but in the event of delays in payment by merchants, it may take up to 90 days or more to receive payment of an earned cash reward. PIN-based transactions do not qualify so be sure to sign for your purchase. Rewards and offers are established by participating Merchants, are subject to change at any time and may vary by location, day, time or event. See zionsamazingdeals.com for a current list of participating merchants and program terms and conditions.
  7. Mobile Card Fraud Alert Service—Zions Bank does not charge for the Mobile Card Fraud Alert service. However, standard text message and data rates from your mobile phone carrier may apply. Currently available with T-Mobile, Verizon Wireless, AT&T, Sprint, Boost Mobile, Cricket Wireless, Virgin Mobile USA, ALLTEL Communications Inc., Interop - Appalachian Wireless, US Cellular and Cincinnati Bell phone service. Available services are subject to change without notice. See Terms and Conditions for complete details.
  8. Purchase Alerts requires enrollment in Online Banking. Certain transaction notifications are sent to your email account and/or mobile device by SMS text. Message and data rates from your wireless provider may apply.
  9. myPHOTOcard® gives you the first image for free and subsequent images at $4.95 each. Learn more in the myPHOTOcard Terms and Conditions.
  10. See your Visa Card Guide to Benefits for details on additional services and benefits
  11. Visa® Zero Liability Cardholder is not responsible for fraudulent charges made with their card or account information as long as notification of unauthorized use to card issuer is immediate. Does not apply to ATM transactions or PIN transactions. A disputed transaction must be posted to your account before provisional credit may be issued. Contact us for specific conditions, restrictions, limitations and other details.
  12. Cardholder inquiry service. For answers to questions about your card, call 888-758-5349, 24x7.
Visa® is the registered trademark of Visa International Service Association and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.
This page was last modified on Wed Apr 16 21:18:39 MDT 2014