Important Details

AmaZing Rate® Low Rate Credit Card

A great low rate credit card with no annual fee for Zions Bank® credit card holders
Zions Bank Amazing Rate low rate credit card with no annual fee offer.

Get a Zions Bank® AmaZing Rate® credit card* and get a low rate credit card with no annual fee and one of the lowest interest rates around.

Low Rate Credit Card Benefits

Important Details
  • 0% intro APR for 6 months on all new purchases and only 10.24 to 16.24% variable APR after that1
  • 0% intro APR on balance transfers for 12 months and only 10.24 to 16.24% variable APR after that. 3% fee, $10 minimum2
  • Zions AmaZing Deals® gives you instant savings or cash back on purchases at more than 1,500 participating merchants
  • No annual fee
  • Free Mobile Fraud Alert Service automatically sends you a text when suspicious activity is detected on your Visa® or MasterCard® credit or debit card to let you react to fraud fast with a simple text reply
  • Free Purchase Alerts notify you on your mobile phone when preset Visa credit or debit card account criteria are triggered, letting you monitor account activity in virtually real-time
  • myPHOTOcard® lets you customize your card with your own image or photo
  • Zero Liability3 protects you from liability for unauthorized purchases made with your low rate credit card or account information

Apply for Your Low Rate Credit Card Online

Applying for a low rate credit card with no annual fee just got easier. In 10 minutes or less4, complete and submit your online application for a low rate credit card. Apply online or, to browse other personal credit card options, see the Zions Bank Personal Credit Card comparison table.

Additional Visa® Services and Benefits5 Available with Your AmaZing Rate Credit Card with No Annual Fee

  • Car rental collision damage waiver protects you if your rental car is damaged from an accident or theft
  • Travel accident insurance gives you accidental death and dismemberment coverage when you purchase tickets with your card
  • Travel and emergency assistance helps arrange medical, legal and travel services when you’re away from home; simply call 800-VISA-911 or 800-847-2911
  • Warranty Manager extends the manufacturer’s warranty on any item purchased with your card; just call 800-VISA-911 or 800-847-2911 or visit
  • Cardholder inquiry service3 provides fast help 24x7 on questions about your card; simply call 888-758-5349. Learn more on
  • Lost/stolen card reporting lets you quickly report a lost or stolen card 24x7 anywhere; simply call 888-758-5349. Learn more on
Important Details

See Also

Additional Debt Consolidation Options

*Credit cards are subject to credit approval. Certain terms, conditions and restrictions apply. The APR is variable and is based on the Wall Street Journal Prime Rate, which is subject to change with the Index, plus a margin based on credit worthiness. Prime Rate is currently as of 09/21/2017. Offer available for new consumer credit cards only. All offers are subject to change at any time, may not be available with all card types. See your Consumer Credit Card Agreement and Disclosures for details.
1. 0.00% Intro APR for 6 months on purchases, thereafter, the variable APR will range from 10.24% to 16.24%. Intro APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. Minimum balance payments are still required each month.
2. 0.00% Intro APR on balance transfers for the first 12 months, thereafter, the variable APR will range from 10.24% to 16.24%. For new accounts, balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) will apply. Transfers made during the Intro period will not be charged any interest. Minimum balance payments are still required each month.
3. Zero Liability Cardholder is not responsible for fraudulent charges made with his/her card or account information as long as he/she promptly notifies Zions Bank of unauthorized card use. Does not apply to business ATM or PIN transactions. Disputed transactions must post to your account before provisional credit will be issued. For specific conditions, limitations, and other details, please call the number on the back of your card.
4. For your protection, the system will automatically log you off if there is no activity for 30 minutes. All information in the application will be lost if this occurs.
5. See your Visa Card Guide to Benefits for details on additional services and benefits.
Visa® is the registered trademark of Visa International Service Association and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.

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This page was last modified on Thu Sep 21 20:15:34 MDT 2017