Digital Payments

Zions Bank offers our cardholders several digital payment options, so you can enjoy the one that’s right for you. As a digital payment customer, you can experience a simple, personal and convenient way to pay every day.

Ready to enable your Zions Bank debit and credit cards for digital payments? Get started by using the links below. 

Digital Payment Options

Apple Pay™

Available for: iPhone® (iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus), Apple Watch® (Paired with iPhone 5 or later), iPad® (iPad Pro, iPad Air® 2, iPad mini 4, iPad mini 3)

Samsung Pay

Available for: Galaxy s6 edge+, Galaxy Note5, Galaxy S6 edge, Galaxy S6, Galaxy s6 active

Google Pay

Available for Android devices with 
OS 4.4 (KitKat) or later.

Visa Checkout

Complete online purchases with more speed and security. Use with your smartphone, tablet, or desktop.

Trademarks used are the property of their registered owner and Zions Bank is neither affiliated with nor endorses these companies or their products/services.

Simple. Personal. Convenient.

A digital payment refers to the use of a completely electronic transaction between the buyer and seller, replacing the use of exchanging cash, checks, or physically swiping or inserting a card.

Digital payments are an increasingly popular way to pay for both goods and services. Customers that use digital payments enjoy the convenience of having payment capability easily available, as well as payment simplicity.

Here are some example scenarios:

  • You go to the gym and just grab your keys and phone, leaving your wallet or purse at home for safety and light travel. On your way home, you realize you need milk for your breakfast. Instead of going home to get your money or card, you simply stop at the store and make your payment using the card you’ve enabled on your phone.
  • You’re watching TV and you see a commercial for a local restaurant. You grab your iPhone that’s sitting next to you and search Groupon for a discount coupon. You find one and easily make the purchase using Apple Pay, which offers in-app purchases simply using TouchID™.
  • You’re shopping online from your computer and find something you want to buy. Your wallet or purse is in another room. No worries, though. With Visa Checkout® you can complete your purchase without getting your card and entering in your card details. You simply use Visa’s one-click option and you’re done.

The technology behind digital payments has developed with increased security in mind. A key technology is tokenization. Tokenization is a process that replaces the primary account number with a one-time value called a token. A token is only good for that one transaction. If that token was stolen, it would be meaningless for any other transaction.

Not all merchants can process digital payments today. However, as merchants further adopt the technology needed to process digital payments, this payment method will continue to grow making digital payments more universal.

There is no cost[cite::4090::cite] to enable your Zions Bank debit or credit cards for digital payments.

Understanding Digital Payment Security

As a Zions Bank cardholder, you receive the same great services even when making digital payments.

We’re always monitoring your account for suspicious activity and will attempt to contact you if we see something unusual. To ensure the best possible service, please maintain accurate contact information with the bank. To check to see if your information is up-to-date, log in to Online Banking or call 888-758-5349.

With Zero Liability[cite::103::cite] you can shop with confidence, knowing you won’t be held liable for any unauthorized purchases made with your card or account information.

Keep close track of purchases made with your card. Purchase Alerts[cite::4092::cite] are a one-way text communication that sends you notifications based on criteria you select. With Purchase Alerts, you have near real-time visibility of signature-based purchases via notifications sent to your mobile device or by email. 
Learn more about free enrollment.

Register for our Mobile Card Fraud Alert[cite::4093::cite] service to receive a text message any time we see a potentially fraudulent transaction on your account.