Money Market and Savings Account Comparison

Select up to three accounts to compare, and then view the comparison table below. If you don't see your current savings account listed, take a look at our legacy accounts.

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Money Market Savings

Savings Account

Young Savers

Online Money Market

Minimum Opening Deposit
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$500[cite::7001::cite]
$50[cite::7001::cite]
$5[cite::7001::cite]
$500[cite::7001::cite]
Minimum Balance to Earn Interest
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$1,000
$0
$0
$1,000
Interest
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Variable rate, compounded daily[cite::7024::cite], paid monthly
Variable rate, compounded daily[cite::7024::cite], paid monthly
Compounds daily, paid monthly[cite::7024::cite]
Compounds daily, paid monthly[cite::7024::cite]
Monthly Maintenance Fee
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$0[cite::7029::cite]
$3
$0
$0[cite::7029::cite]
How to waive the Monthly Maintenance Fee
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n/a
Maintain a minimum daily balance of $200 and above or transfer of $25-or-more from Zions Bank checking into Zions Bank Savings account[cite::7007::cite], [cite::7009::cite].
n/a
n/a
Withdrawals
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Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee.[cite::7008::cite]
Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee.[cite::7008::cite]
Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee.[cite::7008::cite]
Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee.[cite::7008::cite]
Withdrawal Fee
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$15 for each additional withdrawal after six (6) per statement cycle.
$5 for each additional withdrawal after six (6) per statement cycle.
$5 for each additional withdrawal after six (6) per statement cycle.
$15 for each additional withdrawal after six (6) per statement cycle.
Earn higher interest with Premium Interest Checking
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Yes[cite::7010::cite]
Yes[cite::7010::cite]
n/a
n/a
Digital Banking with Mobile Check Deposit
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Yes[cite::7002::cite], [cite::7003::cite]
Yes[cite::7002::cite], [cite::7003::cite]
Yes[cite::7002::cite], [cite::7003::cite]
Yes[cite::7002::cite], [cite::7003::cite]
Online Bill Pay
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n/a
FDIC Insured
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Each depositor is insured by the FDIC to at least $250,000
Each depositor is insured by the FDIC to at least $250,000
Each depositor is insured by the FDIC to at least $250,000
Each depositor is insured by the FDIC to at least $250,000
Other Fees & Service Charges

Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details.