CERTIFICATES OF DEPOSIT (CDs)

Invest Now, Reap Benefits Later

Minimum Opening Deposit

$1,000

Monthly Maintenance Fee

$0

Online/Mobile Banking Included?

Yes

Use Online Banking and Mobile banking to view balances through a mobile phone, tablet, or computer.[cite::7002::cite]

CERTIFICATES OF DEPOSIT (CDs)

Invest Now, Reap Benefits Later

Minimum Opening Deposit

Monthly Maintenance Fee

Online/Mobile Banking Included?

$1,000

$0

Yes

Use Online Banking and Mobile banking to view balances through a mobile phone, tablet, or computer.[cite::7002::cite]

Open a 12-Month CD 2.30%APY[cite::5002::cite] Limited-time offer

  • Term: 12 Months
  • Minimum Opening Deposit: $1,000
  • Renewal Term: CD renews for same term (12 months)[cite::5002::cite]
  • Checking Qualification to obtain advertised APY: Yes.
  • Are IRA CDs included? Yes
Quick Tip

The 12-Month CD promotional offer is available beginning September 6, 2018, and is subject to change. Opening deposit funds must come from a source other than a Zions Bank account.

Save for a specific term, receive interest on a fixed rate.

Save your money for a specific period of time (or term length) and receive interest on a fixed rate. Your CD will mature on a specific date, have a specified fixed interest rate, and can be issued in any denomination above $1,000. It’s FDIC-insured and if you don't need access to money right away, a CD is a great choice.

Now the Rates

Rates effective as of [rate::[currentDate]::rate]

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to us—see our Privacy Notice.)

Displaying rates for

Premium rate increase may be available. Contact a local branch for details.

Features and Benefits

  • Fixed interest rate, compounded daily[cite::7026::cite],[cite::7001::cite]
  • Deposits are insured by the FDIC. For more information on FDIC insurance, click here.
  • Early withdrawal/closure penalties may be assessed when principal is withdrawn from a CD prior to the maturity date.
  • Earn a competitive interest rate on money you don't need to access right away
  • Save for retirement by opening an IRA Certificate of Deposit[cite::7027::cite]
  • Choose a flexible savings term between 30 days and 5 years[cite::7025::cite]


Didn’t find quite what you were looking for? Take a look at our CDs and IRAs comparison table to find the most suitable savings account for your needs.