Home Loan Comparison

Select up to three loans to compare, and then view the comparison table below.
 All loans subject to credit approval; terms and conditions apply. See a local Zions Bank branch for details.

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Home Equity Loan

Conventional Fixed-Rate Mortgage

Adjustable Rate Mortgage

Construction Loan

Used to
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Get a loan using the equity in your home or rental property to use for remodeling, travel, car or RV purchases and more
Get a consistent interest rate for the life of the loan
Have the option of an initial fixed rate followed by adjustable interest rate for the remainder of your loan
Enjoy a low rate on new construction or major remodels. Options include a one-time close construction loan with only one closing and a construction conversion loan
Amount
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Varies, up to a maximum 80% loan-to-value, depending on the colalteral
$417,000; may vary depending on county
Varies depending on collateral
Varies depending on collateral
Rate Option
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Fixed or adjustable
Fixed
Fixed, then adjustable
Fixed
Interest Rate Discounts
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0.125% discount with automatic payments from a Zions Bank account.
No
0.125% discount with automatic payments from a Zions Bank account.
No

Agricultural Loans

Zions® Agricultural Finance provides land loan financing nationwide for farm and ranch acquisitions, refinancing existing debt and financing capital expansion. 
Learn more.

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