Home Loan Comparison

More Useful than Comparing Yourself to the Joneses

Select up to three loans to compare, and then view the comparison table below.
 All loans subject to credit approval; terms and conditions apply. See a local Zions Bank branch for details.

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Home Equity Loan

Conventional Fixed-Rate Mortgage

Adjustable Rate Mortgage

Construction Loan

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Used to
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Get a loan using the equity in your home or rental property to use for remodeling, travel, car or RV purchases and more
Get a consistent interest rate for the life of the loan
Have the option of an initial fixed rate followed by adjustable interest rate for the remainder of your loan
Enjoy a low rate on new construction or major remodels. Options include a one-time close construction loan with only one closing and a construction conversion loan
Amount
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Varies, up to a maximum 80% loan-to-value, depending on the colalteral
$417,000; may vary depending on county
Varies depending on collateral
Varies depending on collateral
Rate Option
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Fixed or adjustable
Fixed
Fixed, then adjustable
Fixed
Interest Rate Discounts
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0.125% discount with automatic payments from a Zions Bank account.
No
0.125% discount with automatic payments from a Zions Bank account.
No

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Agricultural Loans

Zions® Agricultural Finance provides land loan financing nationwide for farm and ranch acquisitions, refinancing existing debt and financing capital expansion. 
Learn more.

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