Home Equity Loan

By borrowing against the equity in your home, you could pay for home improvements, children's tuition, or consolidate debt. Home Equity Loans[cite::96::cite] let you get the entire loan amount up front and after closing, you begin making monthly payments. Choose from a fixed[cite::40::cite] or variable home equity loan rate with no points, origination, or closing costs.


Consolidate your debt with a home equity loan and reap the benefits.

  • Get out of debt faster by consolidating high-interest bills
  • Consult with your tax advisor about the tax deductibility of interest payments on your home equity credit line
  • Make budgeting easy with a fixed payment amount
  • Local decision making means faster turnaround in Utah and Idaho

Now the Rates

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Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to us—see our Privacy Notice.)

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Payments do not include amounts for taxes and insurance, and your actual payment may be higher.

  • Minimum annual percentage rate (APR) is based on excellent credit worthiness and discounts for automatic payment from a Zions Bank account and qualifying checking account.
  • Maximum APR is based on lowest acceptable credit score.

Did you find all the information you needed about our home equity loans in Utah and Idaho? If you have more questions, contact Zions Bank at 800-727-8893 for help.