Conventional Fixed-Rate Mortgage

Zions Bank offers conventional home loans[cite::26::cite] with an interest rate that remains fixed for the life of the loan. That means the monthly payment for this conventional home loan doesn’t change. While conventional home loans with small down payments are available, they can become subject to Private Mortgage Insurance (PMI). So, avoid worrying about fluctuations in interest rates and enjoy a fixed mortgage rate for the life of your conventional loan.

Visit the Homeowner’s Café Mortgage Resources page to learn more about picking the best loan for you, or for specific down payment information contact a Zions Bank mortgage loan officer.

What type of Zions Bank mortgage is right for you?

Not sure if you need a traditional fixed rate mortgage or an adjustable rate mortgage loan? Visit the Homeowner’s Café to learn which mortgage loan is best for you and discover other mortgage resources.

Local Decision Making, Faster Responses

Zions Bank takes pride in serving local communities and our loan decisions are made locally. We combine low rates with responsive turnaround times on all fixed rate mortgages in Utah and Idaho.


Did you find all the information you needed about our fixed rate mortgage loans? If you have more questions, contact Zions Bank at 800-727-8893 for help. 


Already applied for your home loan online? You can check the status of your application, online, anytime.