Zions Bank Home Loans

Which Home Loan Fits Your Needs?

Whatever stage of life you find yourself in, we have the home loan for you[cite::1170::cite]. Each Zions Bank® mortgage features benefits to fit your particular needs. And don't forget to check out our home loan calculators where you can learn how much a mortgage will cost you. 

Buy, Build or Refinance

Fixed-Rate Mortgage

Say no to surprises. Avoid worrying about fluctuations in interest rates and enjoy a consistent mortgage interest rate for the life of your conventional loan.

Home Construction Loans

Build the home you’ve always dreamed of with two construction loans to choose from; the One-Time-Close New Home Construction Loan and the Home Construction Conversion Loan.

Home Refinance Loan

Why pay for your home longer than you have to? A Home Refinance Loan from Zions Bank could help take years off your mortgage — and lock you into a great low rate. Plus you won't pay any closing costs.

Adjustable Rate Mortgage

Combining an initially low fixed-rate with adjustable mortgage rates later on makes an adjustable rate mortgage an attractive option for some customers.

FHA Mortgage Loans

FHA Loans are available for qualified borrowers with low-to-moderate income or who don't have a large down payment and need a little extra assistance. A variety of repayment terms are available.

Home Equity

Home Equity Credit Line

Add a room, start a business, or cover college tuition. Once established, your revolving line of credit is there for you when you need it. Simply transfer money online to your Zions Bank deposit account or write a check. 

Home Equity Loan

By borrowing against the equity in your home, you could pay for home improvements, children's tuition, or consolidate debt. and you get the entire loan amount up front. Choose from a fixed or variable rate.

Additional Services

First-Time Home Buyer Assistance

Solutions and Support for First-time Home Buyer Loans

We understand that first-time home buyers have unique needs and that’s why Zions Bank offers a variety of loans that cater just to you. For more resources on home loan services in Utah and Idaho, contact the Zions Bank Mortgage Loan Office to talk to a mortgage loan officer.