Zions Bank Home Loans
Whatever stage of life you find yourself in, we have the home loan for you[cite::1170::cite]. Each Zions Bank® mortgage features benefits to fit your particular needs. And don't forget to check out our home loan calculators where you can learn how much a mortgage will cost you.
Buy, Build, or Refinance
Fixed-Rate Mortgage
Say no to surprises. Avoid worrying about fluctuations in interest rates and enjoy a consistent mortgage interest rate for the life of your conventional loan.
Adjustable Rate Mortgage
Combining an initially low fixed-rate with adjustable mortgage rates later on makes an adjustable rate mortgage an attractive option for some customers.
Home Construction Loans
Build the home you’ve always dreamed of with two construction loans to choose from; the One-Time-Close New Home Construction Loan and the Home Construction Conversion Loan.
FHA Mortgage Loans
FHA Loans are available for qualified borrowers with low-to-moderate income or who don't have a large down payment and need a little extra assistance. A variety of repayment terms are available.
Home Refinance Loan
Why pay for your home longer than you have to? A Home Refinance Loan from Zions Bank could help take years off your mortgage — and lock you into a great low rate. Plus you won't pay any closing costs.
Home Equity
Home Equity Credit Line
Add a room, start a business, or cover college tuition. Once established, your revolving line of credit is there for you when you need it. Simply transfer money online to your Zions Bank deposit account or write a check.
Home Equity Loan
By borrowing against the equity in your home, you could pay for home improvements, children's tuition, or consolidate debt. and you get the entire loan amount up front. Choose from a fixed or variable rate.
Additional Services
First-Time Home Buyer Assistance
Solutions and Support for First-time Home Buyer Loans
We understand that first-time home buyers have unique needs and that’s why Zions Bank offers a variety of loans that cater just to you. For more resources on home loan services in Utah and Idaho, contact the Zions Bank Mortgage Loan Office to talk to a mortgage loan officer.