Vivid Rewards Card1

Cardholder Benefits




Earn 3 points per dollar spent on:

  • Eating – Restaurants, fast food and meal delivery services
  • Playing – Concerts, sports, amusement parks and theaters
  • Going – Gas, public transport and rideshares
  • Connecting – Digital services such as streaming, cable, internet and wireless.

Plus, earn 1 point per dollar on all other card purchases. To redeem your points, simply apply them toward any purchases made on your card, whether it’s dinner and a show, a vacation or your morning coffee.


Offset the cost of any eligible purchase by redeeming your rewards for a statement credit to your Vivid Rewards card account.

To redeem your reward points:

  1. Log in to Online Banking and click on your Vivid Rewards card account.
  2. Click Rewards in the upper right corner of the card servicing page.
  3. Check your available rewards points balance and choose eligible purchases to redeem against. If you don’t have enough points to offset the cost of an entire purchase, you can redeem for a portion of a purchase.
  4. Watch for a credit to post to your card account within three business days.

Turn everyday spending into an easy way to get around town. With Visa Local Offers, you’ll earn Uber Cash for qualifying purchases at any of 1,000+ featured restaurants, retailers, and coffee shops when you use your Vivid Rewards card on your Uber account.

When you’ve added your Vivid Rewards card as a payment method on your Uber account, use the steps below to enroll in Visa Local Offers with a few quick taps.

  1. Open your Uber app and tap the menu in the top left corner and select Payment.
  2. Scroll down to the Payment Offers section and tap Earn Uber Cash with Visa. Tap Get Started and then tap Count Me In.
  3. You’re done! Browse places to go and use your enrolled Visa card to start earning.


( 1 ) Credit card accounts are subject to credit approval. Certain terms, conditions, and restrictions apply. See the credit card application and disclosures for more details. Offers are available for new credit card accounts only and subject to change at any time.

( 2 ) Earning reward points at the enhanced rate: For every $1 spent on net purchases, Vivid Rewards cardholders earn 3 reward points at retailers processing transactions with the following Visa merchant category classifications. For eating out and ordering in: Eating Places, Caterers, Drinking Places, Fast Food, Liquor Stores; For Entertainment, like concerts, zoos and theme parks: Motion Pictures and Video, Theaters, Dance Halls, Theatrical Producers, Bands, Orchestras, Misc., Amusement Parks, Sports Membership Clubs, Aquariums, Recreation Services; For getting around: Fuel, Railroads, Commuter Passenger Transportation, Passenger Railways, Ambulance Services, Taxicabs & Limos, Bus Lines, Toll & Bridge Fees, Transportation Services Misc. For connecting digitally: Wireless Providers, Telecommunications Equipment, Fax Services, Cable and Other Pay Television, Video Rentals, Media, Games, Applications, Large Digital. The bank does not determine which Visa merchant categories are used to classify retailers. Earning rewards points at the standard rate: For every $1 spent on net purchases not matching one of the enhanced rate classifications, one reward point is earned. Reward points are not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least 2500 earned reward points to redeem. Account must be in good standing. See the Vivid Rewards program Terms & Conditions for details.

( 3 ) Must have at least 2500 earned reward points to redeem. Account must be in good standing. See the Vivid Rewards program Terms and Conditions for details.