credit card comparison table

Not sure which credit card is right for you? Compare the Zions Bank Clarity, Vivid, and Agility credit cards and the Zions Bank Premium Suite Visa Credit Cards below, and find the right card for you[cite::123::cite].

Don't see your current personal credit cards listed? Look at our legacy accounts.

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Vivid Rewards Card

Agility Cash Card

Clarity Visa Card

Premier Visa Card

Elite Visa Card

Reserve Visa Card

Rewards Earn Rate
Updating

3 pts per dollar: eating out & ordering in, bars, entertainment, gas, rideshares and transit, streaming, cable, internet, wireless

1 pt per dollar

1.50%
1X

$150 / 15,000 points with required spend of $4,000[cite::8512::cite]

Standard = 1.5x

Enhanced = 2.5x In Travel

$300 / 30,000 points with required spend of $5,000[cite::8512::cite]

Standard = 1.5x

Enhanced = 3x In Travel and Dining

$500 / 50,000 points with required spend of $5,000[cite::8512::cite]

Standard = 2x

Enhanced = 3x In Travel and Dining

Balance Transfer Rate Promo
Updating
0% APR for 12 months when requested in first 60 days of account opening
0% APR for 12 months when requested in first 60 days of account opening
0% APR for 15 months when requested in first 60 days of account opening
0% for 6 months on Balance Transfers when requested in first 60 days from account opening.
0% for 6 months on Balance Transfers when requested in first 60 days from account opening.
0% for 6 months on Balance Transfers when requested in first 60 days from account opening.
Annual Fee
Updating
$0
$0
$0
$0 for the first year. $95 after that.
$195
$450 + $50 for each additional user.
Full APR
Updating
12.25% - 24.25%
12.25% - 24.25%
9.75% -18.75%
14.24% - 22.24%
14.24% - 22.24%
14.24% - 24.24%
Annual Bonus
Updating
n/a
n/a
n/a
n/a
$100 toward any travel
$250 toward any travel
Mobile Fraud Alert Service
Updating
Yes[cite::172::cite]
Yes[cite::172::cite]
Yes[cite::172::cite]
Yes[cite::172::cite]
Yes[cite::172::cite]
Yes[cite::172::cite]
Free Card Alerts
Updating
Yes[cite::118::cite]
Yes[cite::118::cite]
Yes[cite::118::cite]
Yes[cite::118::cite]
Yes[cite::118::cite]
Yes[cite::118::cite]
Zero Liability
Updating
Yes[cite::8807::cite]
Yes[cite::8807::cite]
Yes[cite::8807::cite]
Yes[cite::105::cite]
Yes[cite::105::cite]
Yes[cite::105::cite]
Car Rental Collision Damage Waiver
Updating
Secondary Coverage
Secondary Coverage
Secondary Coverage
Yes
Yes
Yes
Travel Accident Insurance
Updating
Yes
Yes
Yes
Yes
Yes
Yes
Travel and Emergency Assistance
Updating
Yes
Yes
Yes
Yes
Yes
Yes
Warranty Manager
Updating
Extends warranty 1 year
Extends warranty 1 year
Extends warranty 1 year
yes
Yes
Yes

Apply for Your Credit Card Online

Know which credit card you need? Skip the lines and apply for a credit card online in 10 minutes or less. Online applications are available for the  personal credit cards. Just click the “Apply Now” button under the credit card of your choice.

View Consumer Credit Card Agreement and Disclosure

More Options For Travel

Zions Bank Premier Visa Card

Zions Bank Elite Visa Card

Zions Bank Reserve Visa Card

Questions?

888-758-5349