Clarity Card1

Cardholder Benefits




Protect your cell phone every time you pay your bill

When you pay your monthly wireless bill with your Clarity card, your cell phone is protected for the next calendar month. So, you can get reimbursed if your cell phone is stolen or damaged ($50 deductible).

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Whether you use your Visa® card to shop online or in a store, you're protected from unauthorized use of your card or account information. With Visa's Zero Liability policy, your liability for unauthorized transactions is zero.

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Extend your warranty’s time period when you use your covered Clarity card for your purchase. Extended Warranty Protection will double the time period of coverage to your existing U.S. manufacturer’s warranty up to one additional year on eligible warranties of three years or less. There is a per claim maximum of $10,000 and a per cardholder maximum of $50,000.

When you make a purchase, you can register your product online at or call the Benefit Administrator at 800-551-8472 (outside the U.S., call collect: 303-967-1096) – that way the Claim Center will have all the pertinent information readily available should you need to file a claim later.

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Mobile Fraud Alert Service is text messages sent to your smartphone to confirm debit and credit card transactions. Reply with a simple YES or NO, to indicate which transactions are okay and which may be fraudulent.

Fast Reporting- Help resolve conflicts with quick and easy transaction alerts.

Notifications- Receive alerts to provide added security on unusual transactions.

Easy Signup- No app to download, and Online Banking is not required

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( 1 ) Credit card accounts are subject to credit approval. Certain terms, conditions, and restrictions apply. See the credit card application and disclosures for more details. Offers are available for new credit card accounts only and subject to change at any time.

( 2 ) Certain terms, conditions and exclusions apply. In order for coverage to apply, you must charge your eligible cellular wireless bill to your covered card. For further details or to make a claim, please refer to your Guide to Benefits, go to or call 866-894-8569. If you are outside the U.S., you can call collect: 303-967-1096.

( 3 ) Cardholders are not responsible for fraudulent charges made with their card or account information as long as they promptly notify the bank of unauthorized card use. Does not apply to business ATM or PIN transactions. Disputed transactions must post to the account before provisional credit will be issued. For specific conditions, limitations, and other details, please call the number on the back of the card.

( 4 ) Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Clarity card to secure transactions. Please refer to your Guide to Benefits for further details.

( 5 ) The bank does not charge for Mobile Card Fraud Alerts. However, standard text message and data charges from your wireless provider may apply. Available services are subject to change without notice. Actual time to receive alert is dependent on wireless service and coverage within area.