Premium Interest Checking

Interested in higher Interest rates on your bigger balances? With our Premium Interest Checking account, you’ll earn a Premium interest rate on Checking, Savings, Money Market, and CD balances[cite::7010::cite]. Plus, you can manage your finances online, through Mobile Banking[cite::7002::cite], Mobile Check Deposit[cite::7003::cite], and peer-to-peer money transfers[cite::7005::cite]. Make your Zions Bank® account the hub of your financial world with some simple features and benefits with a lot of impact.

Premium Interest Account Details

Now the Rates

Rates effective as of [rate::[currentDate]::rate]

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions Bank—see our Privacy Notice.)

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Features and Benefits

  • Earn a Premium interest rate[cite::7001::cite] on Checking, Savings, Money Market, and CD balances[cite::7010::cite]
  • No Zions Bank withdrawal charge on up to three transactions at other banks’ ATMs per month. Plus, we will rebate up to three ATM fees charged by other banks each month[cite::7019::cite]
  • No monthly service fee for additional Savings or Money Market accounts linked to your relationship[cite::7009::cite]
  • Prevent overdrafts with automatic transfers from Savings or Credit Reserve Line at no charge[cite::7014::cite]
  • Use Online Banking and Online Bill pay to manage finances on your time through a mobile phone, tablet, or computer[cite::7002::cite]
  • Skip the branch and deposit checks through your mobile device[cite::7003::cite]
  • Move your money digitally with direct deposit, automatic withdrawals and Popmoney® person-to-person transfers[cite::7005::cite]
  • Contact our US-based customer service Mon. to Sat. from 7 a.m. to 8 p.m. MT.
  • Enjoy no monthly service fee when you maintain a combined deposit balance of $10,000 or a combined deposit and loan balance of $25,000, otherwise $20[cite::7007::cite]
  • No charge for “Zions Bank Exclusive” design checks and 45% discount on another check design ordered through Zions Bank[cite::7013::cite]
  • No fee on standard size (3x5) safe deposit box (where available)[cite::7015::cite] or $10 discount towards any larger box (key deposit required on all boxes).

Didn’t find quite what you were looking for? Take a look at our checking comparison table to find the most suitable checking account for your needs.