Military Checking

At Zions Bank we want to serve our service members and veterans. Whether you're on active duty, guard/reserve personnel and their dependents, as well as veterans, retired military, enlistees, ROTC students, and DOD civilians, you can take advantage of more than a dozen Zions Bank® services and benefits.

With a Military Checking account you won’t have to worry about maintaining a minimum balance or paying a monthly maintenance fee[cite::270::cite]. That’s right! No minimum daily account balance, no monthly maintenance fees, and no minimum opening deposit. See what makes Zions Bank a great choice for Military Checking.

This legacy product is no longer offered by Zions Bank. However, we continue to provide service and support to our valuable clients using these accounts.

Military Checking Account Details

Features and Benefits

  • ATM fee waived for deployed military personnel both the ATM front-end fee charged by the other bank and the back-end fee charged by Zions Bank
  • Mobile Banking, Tablet Banking, Online Banking with Bill Pay and account alerts
  • Discount on mortgage-loan origination fees[cite::145::cite] 
  • Unlimited check writing
  • Notary services
  • Purchase Alerts
  • Direct deposit
  • Reduced rates on most installment loans[cite::145::cite]
  • Eligible for a premium Gold Money Market account that pays higher interest rates
  • Rent-free small safe-deposit box (Subject to availability. Other fees may apply.)
  • Free Zions Bank logoed checks or discounted personalized checks
  • No-fee Traveler’s Cheques, money orders, and cashier’s checks
  • Debit card with Zions AmaZing Deals®
  • Check images with statement
  • Automatic transfer services
Also includes the following services[cite::23::cite]:
  • Overdraft Protection with a Check Reserve credit line[cite::145::cite] and Overdraft Deposit Transfer Service[cite::3025::cite] (from another Zions deposit account you select)
  • Visa® credit card[cite::145::cite] with cash-back or rewards points and no annual fee

Military Interest Checking Account

Like the look of this account, but want more interest? Now you can earn interest with a Military Interest Checking account. If you have more questions, contact Zions Bank at 800-727-8893 for help.


Having a Military Checking account makes you eligible for our exclusive Gold savings accounts that pay higher interest than the already great rates for our regular savings accounts. Take a closer look.